Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps IFSC Code
Shree Mahalaxmi Urban Co Operative Credit Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Shree Mahalaxmi Urban Co-operative Credit Bank Imps
District
Na
State
Maharashtra
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Frequently Asked Questions
About Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002), Na
The IFSC code SVCB0012002 (lowercase: svcb0012002) belongs to Shree Mahalaxmi Urban Co Operative Credit Bank, specifically the Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002) branch located in Na, Maharashtra.
The 5th character in the IFSC code SVCB0012002 is a zero (0), not the letter 'O'. The correct format is SVCB0012002 (lowercase: svcb0012002), and not SVCBO012002. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002) in Na, Maharashtra is SVCB0012002. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002) is located at Na, Na, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002) in Na is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code SVCB0012002 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SVCB0012002 by checking: (1) The top-left corner of any Shree Mahalaxmi Urban Co Operative Credit Bank Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002) cheque leaf, (2) The first page of your Shree Mahalaxmi Urban Co Operative Credit Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SVCB0012002
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SVCB0012002
What Each Part Means
- Bank Code — SVCB
- The first 4 characters uniquely identify Shree Mahalaxmi Urban Co Operative Credit Bank at the national level. Every branch of Shree Mahalaxmi Urban Co Operative Credit Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 012002
- The final 6 characters 012002 uniquely identify this specific branch within the Shree Mahalaxmi Urban Co Operative Credit Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SVCB | Identifies Shree Mahalaxmi Urban Co Operative Credit Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 012002 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Shree Mahalaxmi Urban Co Operative Credit Bank
Shree Mahalaxmi Urban Co-operative Credit Bank Imps (na - 2002), Na, Maharashtra
Cheque No.
00012002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SVCB0012002 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.