Shree Kadi Nagarik Sahakari Bank Kalol Branch IFSC Code
Shree Kadi Nagarik Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kalol Branch
District
Kalol
State
Gujarat
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Other Shree Kadi Nagarik Sahakari Bank Branches in Kalol
2 nearby branches — click to view IFSC
Chhatral Branch (first Floor Basidhar Complex - 0016)
First Floor Basidhar Complex,nr Hotel Sahyog,chhatral Gidc,chhatral 382729
Shree Kadi Nag Sah Bank Kalol (pump Borisana Road Pnchvti K - B008)
Shop No.1 - 4,shivanand Arcade,nr. Petrol Pump,borisana Road,pnchvti,kalol,dist Gandhingar - 382721
Frequently Asked Questions
About Shree Kadi Nagarik Sahakari Bank Kalol Branch (opp Borisana Road Panchvati - 0008), Kalol
The IFSC code SKNB0000008 (lowercase: sknb0000008) belongs to Shree Kadi Nagarik Sahakari Bank, specifically the Kalol Branch (opp Borisana Road Panchvati - 0008) branch located in Kalol, Gujarat.
The 5th character in the IFSC code SKNB0000008 is a zero (0), not the letter 'O'. The correct format is SKNB0000008 (lowercase: sknb0000008), and not SKNBO000008. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Shree Kadi Nagarik Sahakari Bank Kalol Branch (opp Borisana Road Panchvati - 0008) in Kalol, Gujarat is SKNB0000008. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Shree Kadi Nagarik Sahakari Bank Kalol Branch (opp Borisana Road Panchvati - 0008) is located at Shivanand Arcade,opp Borisana Road,panchvati,kalol 382715, Kalol, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Shree Kadi Nagarik Sahakari Bank Kalol Branch (opp Borisana Road Panchvati - 0008) is 380802008. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SKNB0000008 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SKNB0000008 by checking: (1) The top-left corner of any Shree Kadi Nagarik Sahakari Bank Kalol Branch (opp Borisana Road Panchvati - 0008) cheque leaf, (2) The first page of your Shree Kadi Nagarik Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SKNB0000008
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SKNB0000008
What Each Part Means
- Bank Code — SKNB
- The first 4 characters uniquely identify Shree Kadi Nagarik Sahakari Bank at the national level. Every branch of Shree Kadi Nagarik Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000008
- The final 6 characters 000008 uniquely identify this specific branch within the Shree Kadi Nagarik Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SKNB | Identifies Shree Kadi Nagarik Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000008 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Shree Kadi Nagarik Sahakari Bank
Kalol Branch (opp Borisana Road Panchvati - 0008), Kalol, Gujarat
Cheque No.
00000008
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SKNB0000008 | 380802008 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.