Shivalik Small Finance Bank Sharda Nagar IFSC Code
Shivalik Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sharda Nagar
Address
Ground Floor, 1 By 1245, Wak Mohala, Khalasi Line, Sharda Nagar, Saharanpur Up
View on Google MapsDistrict
Saharanpur
State
Uttar Pradesh
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Other Shivalik Small Finance Bank Branches in Saharanpur
4 nearby branches — click to view IFSC
Head Office (hakikat Nagar Saharanpur - - 1000)
Hakikat Nagar, Saharanpur - 247001
Ansari Road (1207 Ansari Road Saharanpur - 1001)
13 By 1207,ansari Road,saharanpur 247001 Up
Hakikat Nagar (office Hakikat Nagar Saharan - 1003)
Bhagat Singh Colony, Near Old Sales Tax Office,hakikat Nagar,saharanpur 247001 Up
Chilkana Road (colony Chilkana Road Saharan - 1009)
8 By 3805 And 8 By 3805 By 1, Darra Kottala, Gyan Garden Colony, Chilkana Road, Saharanpur Up
Frequently Asked Questions
About Shivalik Small Finance Bank Sharda Nagar (line Sharda Nagar Saharanpur - 1017), Saharanpur
The IFSC code SMCB0001017 (lowercase: smcb0001017) belongs to Shivalik Small Finance Bank, specifically the Sharda Nagar (line Sharda Nagar Saharanpur - 1017) branch located in Saharanpur, Uttar Pradesh.
The 5th character in the IFSC code SMCB0001017 is a zero (0), not the letter 'O'. The correct format is SMCB0001017 (lowercase: smcb0001017), and not SMCBO001017. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Shivalik Small Finance Bank Sharda Nagar (line Sharda Nagar Saharanpur - 1017) in Saharanpur, Uttar Pradesh is SMCB0001017. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Shivalik Small Finance Bank Sharda Nagar (line Sharda Nagar Saharanpur - 1017) is located at Ground Floor, 1 By 1245, Wak Mohala, Khalasi Line, Sharda Nagar, Saharanpur Up, Saharanpur, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Shivalik Small Finance Bank Sharda Nagar (line Sharda Nagar Saharanpur - 1017) is 247721005. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SMCB0001017 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SMCB0001017 by checking: (1) The top-left corner of any Shivalik Small Finance Bank Sharda Nagar (line Sharda Nagar Saharanpur - 1017) cheque leaf, (2) The first page of your Shivalik Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SMCB0001017
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SMCB0001017
What Each Part Means
- Bank Code — SMCB
- The first 4 characters uniquely identify Shivalik Small Finance Bank at the national level. Every branch of Shivalik Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001017
- The final 6 characters 001017 uniquely identify this specific branch within the Shivalik Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SMCB | Identifies Shivalik Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001017 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Shivalik Small Finance Bank
Sharda Nagar (line Sharda Nagar Saharanpur - 1017), Saharanpur, Uttar Pradesh
Cheque No.
00001017
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SMCB0001017 | 247721005 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.