IFSCIndex

Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps IFSC Code

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Shankar Nagari Sahakari Bank

SVCB0023002

IFSC · Used for NEFT, IMPS & RTGS

431811101

MICR · Used for Cheque Clearance

Branch

Shankar Nagari Sahakari Bank Imps

Address

Pokarn Complex, New Mondha, Nanded

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District

New Mondha

State

Maharashtra

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Frequently Asked Questions

About Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002), New Mondha

The IFSC code SVCB0023002 (lowercase: svcb0023002) belongs to Shankar Nagari Sahakari Bank, specifically the Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002) branch located in New Mondha, Maharashtra.

The 5th character in the IFSC code SVCB0023002 is a zero (0), not the letter 'O'. The correct format is SVCB0023002 (lowercase: svcb0023002), and not SVCBO023002. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002) in New Mondha, Maharashtra is SVCB0023002. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002) is located at Pokarn Complex, New Mondha, Nanded, New Mondha, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002) is 431811101. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code SVCB0023002 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code SVCB0023002 by checking: (1) The top-left corner of any Shankar Nagari Sahakari Bank Shankar Nagari Sahakari Bank Imps (pokarn Complex - 3002) cheque leaf, (2) The first page of your Shankar Nagari Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: SVCB0023002

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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SVCB
Bank Codechars 1–4
0Reservedchar 5
023002
Branch Codechars 6–11

SVCB0023002

What Each Part Means

Bank Code — SVCB
The first 4 characters uniquely identify Shankar Nagari Sahakari Bank at the national level. Every branch of Shankar Nagari Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 023002
The final 6 characters 023002 uniquely identify this specific branch within the Shankar Nagari Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code SVCB0023002
SegmentCharsValuePurpose
Bank Code1–4SVCBIdentifies Shankar Nagari Sahakari Bank
Reserved50RBI reserved (always 0)
Branch Code6–11023002Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchSVCB0023002431811101
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.