Saraswati Sahakari Bank Saraswati Sahakari Bank Imps IFSC Code
Saraswati Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Saraswati Sahakari Bank Imps
Address
Saraswati Shakari Bank Limited 3928, Near Gadakh Bhavan, Old Agra Road, Ozar Mig (tal- Nipgad) Dist Nashik -422206 (maharashtra)
View on Google MapsDistrict
Nashik
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Saraswati Sahakari Bank Customers
Free calculators — no login required
Saraswati Sahakari Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Saraswati Sahakari Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Saraswati Sahakari Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Saraswati Sahakari Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Saraswati Sahakari Bank Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02), Nashik
The IFSC code KKBK0SSBL02 (lowercase: kkbk0ssbl02) belongs to Saraswati Sahakari Bank, specifically the Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02) branch located in Nashik, Maharashtra.
The 5th character in the IFSC code KKBK0SSBL02 is a zero (0), not the letter 'O'. The correct format is KKBK0SSBL02 (lowercase: kkbk0ssbl02), and not KKBKOSSBL02. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Saraswati Sahakari Bank Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02) in Nashik, Maharashtra is KKBK0SSBL02. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Saraswati Sahakari Bank Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02) is located at Saraswati Shakari Bank Limited 3928, Near Gadakh Bhavan, Old Agra Road, Ozar Mig (tal- Nipgad) Dist Nashik -422206 (maharashtra), Nashik, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Saraswati Sahakari Bank Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02) is 422259255. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KKBK0SSBL02 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KKBK0SSBL02 by checking: (1) The top-left corner of any Saraswati Sahakari Bank Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02) cheque leaf, (2) The first page of your Saraswati Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KKBK0SSBL02
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KKBK0SSBL02
What Each Part Means
- Bank Code — KKBK
- The first 4 characters uniquely identify Saraswati Sahakari Bank at the national level. Every branch of Saraswati Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SSBL02
- The final 6 characters SSBL02 uniquely identify this specific branch within the Saraswati Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KKBK | Identifies Saraswati Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SSBL02 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Saraswati Sahakari Bank
Saraswati Sahakari Bank Imps (old Agra Road Ozar Mig - Bl02), Nashik, Maharashtra
Cheque No.
00000002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KKBK0SSBL02 | 422259255 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.