Saraswat Co Operative Bank Tilak Road IFSC Code
Saraswat Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Tilak Road
District
Pune
State
Maharashtra
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Other Saraswat Co Operative Bank Branches in Pune
4 nearby branches — click to view IFSC
Chinchwad Branch (2 And 3 - 0389)
Shop No.1,2 And 3, Elpro Commercial Complex, Plot No.4270, Chinchwad, Pune 411 033.
Katraj Branch (84 Katraj Circle Katraj Pune - 0381)
Sugandha Tara Arcade, Survey No. 83/84, Katraj Circle, Katraj, Pune 411 028.
Vishrantwadi Branch (kanakdhara - 0353)
Kanakdhara, A/11, Kasturba Chs Ltd., Vishrantwadi, Pune 411 015.
Bavdhan Branch (26 - 0349)
26,27 And 28, Aditya Shagun Mall, Bavdhan, Pune 411021.
Frequently Asked Questions
About Saraswat Co Operative Bank Tilak Road (peth Tilak Road Pune - - 0038), Pune
The IFSC code SRCB0000038 (lowercase: srcb0000038) belongs to Saraswat Co Operative Bank, specifically the Tilak Road (peth Tilak Road Pune - - 0038) branch located in Pune, Maharashtra.
The 5th character in the IFSC code SRCB0000038 is a zero (0), not the letter 'O'. The correct format is SRCB0000038 (lowercase: srcb0000038), and not SRCBO000038. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Saraswat Co Operative Bank Tilak Road (peth Tilak Road Pune - - 0038) in Pune, Maharashtra is SRCB0000038. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Saraswat Co Operative Bank Tilak Road (peth Tilak Road Pune - - 0038) is located at 991, Shukrawar Peth, Tilak Road, Pune - 411 002., Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Saraswat Co Operative Bank Tilak Road (peth Tilak Road Pune - - 0038) is 411088003. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SRCB0000038 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SRCB0000038 by checking: (1) The top-left corner of any Saraswat Co Operative Bank Tilak Road (peth Tilak Road Pune - - 0038) cheque leaf, (2) The first page of your Saraswat Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SRCB0000038
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SRCB0000038
What Each Part Means
- Bank Code — SRCB
- The first 4 characters uniquely identify Saraswat Co Operative Bank at the national level. Every branch of Saraswat Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000038
- The final 6 characters 000038 uniquely identify this specific branch within the Saraswat Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SRCB | Identifies Saraswat Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000038 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Saraswat Co Operative Bank
Tilak Road (peth Tilak Road Pune - - 0038), Pune, Maharashtra
Cheque No.
00000038
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SRCB0000038 | 411088003 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.