Saraswat Co Operative Bank Musalgaon IFSC Code
Saraswat Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Musalgaon
Address
Sinnar Taluka Co-op Industrial Estate, Industrial Complex, Shop No 61 To 64, 1st Floor, Sinnar-shirdi Road. Post Musalgaon, Tal- Sinnar, City Nashik
View on Google MapsDistrict
Nashik
State
Maharashtra
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Other Saraswat Co Operative Bank Branches in Nashik
4 nearby branches — click to view IFSC
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Nasik Main Road (ratan Mall Opp Nehru Garden - 0202)
G 4 And 5, Suyojit Ratan Mall, Opp. Nehru Garden, Shalimar, Nashik 422 001.
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Plot No. F1/2, Margshirsha Sector, Behind Cidco Office, Nashik - 9
Frequently Asked Questions
About Saraswat Co Operative Bank Musalgaon (floor Sinnar-shirdi Road Pos - 0208), Nashik
The IFSC code SRCB0000208 (lowercase: srcb0000208) belongs to Saraswat Co Operative Bank, specifically the Musalgaon (floor Sinnar-shirdi Road Pos - 0208) branch located in Nashik, Maharashtra.
The 5th character in the IFSC code SRCB0000208 is a zero (0), not the letter 'O'. The correct format is SRCB0000208 (lowercase: srcb0000208), and not SRCBO000208. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Saraswat Co Operative Bank Musalgaon (floor Sinnar-shirdi Road Pos - 0208) in Nashik, Maharashtra is SRCB0000208. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Saraswat Co Operative Bank Musalgaon (floor Sinnar-shirdi Road Pos - 0208) is located at Sinnar Taluka Co-op Industrial Estate, Industrial Complex, Shop No 61 To 64, 1st Floor, Sinnar-shirdi Road. Post Musalgaon, Tal- Sinnar, City Nashik, Nashik, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Saraswat Co Operative Bank Musalgaon (floor Sinnar-shirdi Road Pos - 0208) is 422088018. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SRCB0000208 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SRCB0000208 by checking: (1) The top-left corner of any Saraswat Co Operative Bank Musalgaon (floor Sinnar-shirdi Road Pos - 0208) cheque leaf, (2) The first page of your Saraswat Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SRCB0000208
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SRCB0000208
What Each Part Means
- Bank Code — SRCB
- The first 4 characters uniquely identify Saraswat Co Operative Bank at the national level. Every branch of Saraswat Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000208
- The final 6 characters 000208 uniquely identify this specific branch within the Saraswat Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SRCB | Identifies Saraswat Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000208 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Saraswat Co Operative Bank
Musalgaon (floor Sinnar-shirdi Road Pos - 0208), Nashik, Maharashtra
Cheque No.
00000208
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SRCB0000208 | 422088018 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.