Saraswat Co Operative Bank Sher-e-panjab Andheri -east IFSC Code
Saraswat Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sher-e-panjab Andheri -east
Address
Nirvana Corporate,ground Floor,near Ambica Tower,jija Mata Road,opp Aghadi Nagar,pump House Rd,andheri-east,mumbai
View on Google MapsDistrict
Mumbai
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Saraswat Co Operative Bank Customers
Free calculators — no login required
Saraswat Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Saraswat Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Saraswat Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Saraswat Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Saraswat Co Operative Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Lamington Road (b Lamington Road Marzban Par - 0419)
3/4, Shri Santoshi Mata Chs Ltd, No B, Lamington Road, Marzban Parsi Colony, Dalal Estate, Mumbai Central, Mumbai, Maharashtra 400008
Dahisar East (maratha Colony Road Near Mar - 0147)
Suman Kunj, Maratha Colony Road, Near Maratha Colony, Off Harishankar Joshi Road, Dahisar (east), Mumbai - 400 068.
Vile Parle East (66 Nehru Road Vile Parle - 0008)
Phatak Bldg., 66 Nehru Road, Vile Parle (e), Mumbai - 400 057.
Sme Vile Parle (s Phadke Marg Sai Wadi - 0284)
Unit Nos. 1 And 2, Ground Floor,the Kollage,near Regency Hotel,dr.n.s.phadke Marg,sai Wadi,andheri East,mumbai
Frequently Asked Questions
About Saraswat Co Operative Bank Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449), Mumbai
The IFSC code SRCB0000449 (lowercase: srcb0000449) belongs to Saraswat Co Operative Bank, specifically the Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code SRCB0000449 is a zero (0), not the letter 'O'. The correct format is SRCB0000449 (lowercase: srcb0000449), and not SRCBO000449. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Saraswat Co Operative Bank Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449) in Mumbai, Maharashtra is SRCB0000449. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Saraswat Co Operative Bank Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449) is located at Nirvana Corporate,ground Floor,near Ambica Tower,jija Mata Road,opp Aghadi Nagar,pump House Rd,andheri-east,mumbai, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Saraswat Co Operative Bank Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449) is 400088143. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SRCB0000449 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SRCB0000449 by checking: (1) The top-left corner of any Saraswat Co Operative Bank Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449) cheque leaf, (2) The first page of your Saraswat Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SRCB0000449
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SRCB0000449
What Each Part Means
- Bank Code — SRCB
- The first 4 characters uniquely identify Saraswat Co Operative Bank at the national level. Every branch of Saraswat Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000449
- The final 6 characters 000449 uniquely identify this specific branch within the Saraswat Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SRCB | Identifies Saraswat Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000449 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Saraswat Co Operative Bank
Sher-e-panjab Andheri -east (jija Mata Road Opp Aghadi - 0449), Mumbai, Maharashtra
Cheque No.
00000449
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SRCB0000449 | 400088143 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.