Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps IFSC Code
Sangli District Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sangli District Central Co-operative Bank Imps
Address
The Sangli District Central Co Op Bank Ltd Padmabhushan Vasantdada Patil Road, Karmveer Bhaurao Patil Chowk, Sangli 416416
View on Google MapsDistrict
Sangli Miraj Kupwad
State
Maharashtra
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Frequently Asked Questions
About Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc), Sangli Miraj Kupwad
The IFSC code IBKL0487SDC (lowercase: ibkl0487sdc) belongs to Sangli District Central Co Operative Bank, specifically the Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc) branch located in Sangli Miraj Kupwad, Maharashtra.
The 5th character in the IFSC code IBKL0487SDC is a zero (0), not the letter 'O'. The correct format is IBKL0487SDC (lowercase: ibkl0487sdc), and not IBKLO487SDC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc) in Sangli Miraj Kupwad, Maharashtra is IBKL0487SDC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc) is located at The Sangli District Central Co Op Bank Ltd Padmabhushan Vasantdada Patil Road, Karmveer Bhaurao Patil Chowk, Sangli 416416, Sangli Miraj Kupwad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc) is 416818151. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0487SDC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0487SDC by checking: (1) The top-left corner of any Sangli District Central Co Operative Bank Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc) cheque leaf, (2) The first page of your Sangli District Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0487SDC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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IBKL0487SDC
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Sangli District Central Co Operative Bank at the national level. Every branch of Sangli District Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 487SDC
- The final 6 characters 487SDC uniquely identify this specific branch within the Sangli District Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Sangli District Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 487SDC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Sangli District Central Co Operative Bank
Sangli District Central Co-operative Bank Imps (vasantdada Patil Road Karmve - 7sdc), Sangli Miraj Kupwad, Maharashtra
Cheque No.
00000487
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0487SDC | 416818151 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.