Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps IFSC Code
Sadguru Gahininath Urban Co Operative Bank Akluj
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sadguru Gahininath Urban Co-operative Bank Akluj Imps
District
Akluj
State
Maharashtra
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Frequently Asked Questions
About Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb), Akluj
The IFSC code HDFC0CSGUCB (lowercase: hdfc0csgucb) belongs to Sadguru Gahininath Urban Co Operative Bank Akluj, specifically the Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb) branch located in Akluj, Maharashtra.
The 5th character in the IFSC code HDFC0CSGUCB is a zero (0), not the letter 'O'. The correct format is HDFC0CSGUCB (lowercase: hdfc0csgucb), and not HDFCOCSGUCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb) in Akluj, Maharashtra is HDFC0CSGUCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb) is located at Bhagwan Mahaveer Path, Near Post Office A/p Akluj Tq Akluj Dist. Solapur, Akluj, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb) is 413917452. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HDFC0CSGUCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HDFC0CSGUCB by checking: (1) The top-left corner of any Sadguru Gahininath Urban Co Operative Bank Akluj Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb) cheque leaf, (2) The first page of your Sadguru Gahininath Urban Co Operative Bank Akluj passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HDFC0CSGUCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HDFC0CSGUCB
What Each Part Means
- Bank Code — HDFC
- The first 4 characters uniquely identify Sadguru Gahininath Urban Co Operative Bank Akluj at the national level. Every branch of Sadguru Gahininath Urban Co Operative Bank Akluj across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — CSGUCB
- The final 6 characters CSGUCB uniquely identify this specific branch within the Sadguru Gahininath Urban Co Operative Bank Akluj network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HDFC | Identifies Sadguru Gahininath Urban Co Operative Bank Akluj |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | CSGUCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Sadguru Gahininath Urban Co Operative Bank Akluj
Sadguru Gahininath Urban Co-operative Bank Akluj Imps (mahaveer Path Near Post Offi - Gucb), Akluj, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HDFC0CSGUCB | 413917452 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.