RBL Bank Budge Budge Kolkata IFSC Code
RBL Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Budge Budge Kolkata
Address
Rbl Bank Limited Shubham Bldg 52321 &52322,m.g Road Chowrasta Budge Budge Road Kolkata
View on Google MapsDistrict
Kolkata
State
West Bengal
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Other RBL Bank Branches in Kolkata
4 nearby branches — click to view IFSC
Kolkata Thapar House (25 Barbourne Road Kolkatta 7 - 0161)
The Ratnakar Bank Ltd,first Floor,thapar House,25 Barbourne Road,kolkatta 700001
Jl Nehru Road Kolkata (lal Nehru Road Kolkata 700 - 0167)
The Ratnakar Bank Ltd, Ground Floor, Horizon Building, 57 Jawahar Lal Nehru Road, Kolkata 700 071
Gariahat Kolkata (3a Gariahat Road Ground Floo - 0196)
Rbl Bank Ltd., 9/3a, Gariahat Road, Ground Floor, Kolkata - 700019.
Kalakar Street Kolkata (19 Basak Street (kalakar Str - 0197)
Rbl Bank Ltd., 19, Basak Street, (kalakar Street), Kolkata - 700007.
Frequently Asked Questions
About RBL Bank Budge Budge Kolkata (m G Road Chowrasta Budge - 0215), Kolkata
The IFSC code RATN0000215 (lowercase: ratn0000215) belongs to RBL Bank, specifically the Budge Budge Kolkata (m G Road Chowrasta Budge - 0215) branch located in Kolkata, West Bengal.
The 5th character in the IFSC code RATN0000215 is a zero (0), not the letter 'O'. The correct format is RATN0000215 (lowercase: ratn0000215), and not RATNO000215. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of RBL Bank Budge Budge Kolkata (m G Road Chowrasta Budge - 0215) in Kolkata, West Bengal is RATN0000215. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
RBL Bank Budge Budge Kolkata (m G Road Chowrasta Budge - 0215) is located at Rbl Bank Limited Shubham Bldg 52321 &52322,m.g Road Chowrasta Budge Budge Road Kolkata, Kolkata, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of RBL Bank Budge Budge Kolkata (m G Road Chowrasta Budge - 0215) is 700176006. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code RATN0000215 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code RATN0000215 by checking: (1) The top-left corner of any RBL Bank Budge Budge Kolkata (m G Road Chowrasta Budge - 0215) cheque leaf, (2) The first page of your RBL Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: RATN0000215
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
RATN0000215
What Each Part Means
- Bank Code — RATN
- The first 4 characters uniquely identify RBL Bank at the national level. Every branch of RBL Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000215
- The final 6 characters 000215 uniquely identify this specific branch within the RBL Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | RATN | Identifies RBL Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000215 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
RBL Bank
Budge Budge Kolkata (m G Road Chowrasta Budge - 0215), Kolkata, West Bengal
Cheque No.
00000215
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | RATN0000215 | 700176006 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.