IFSCIndex

RBL Bank Rbl Bank Ltd IFSC Code

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RBL Bank

RATN0000200

IFSC · Used for NEFT, IMPS & RTGS

638176002

MICR · Used for Cheque Clearance

Branch

Rbl Bank Ltd

Address

Rbl Bank Limited Formerly The Ratnakar Bank Ltd 121 A Sathy Erode Highways Ariyappampalayam Sathyamangalam Tk Erode Dt Sathyamangalam, Tamil Nadu 638402

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District

Sathyamangalam

State

Tamil Nadu

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Frequently Asked Questions

About RBL Bank Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200), Sathyamangalam

The IFSC code RATN0000200 (lowercase: ratn0000200) belongs to RBL Bank, specifically the Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200) branch located in Sathyamangalam, Tamil Nadu.

The 5th character in the IFSC code RATN0000200 is a zero (0), not the letter 'O'. The correct format is RATN0000200 (lowercase: ratn0000200), and not RATNO000200. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of RBL Bank Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200) in Sathyamangalam, Tamil Nadu is RATN0000200. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

RBL Bank Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200) is located at Rbl Bank Limited Formerly The Ratnakar Bank Ltd 121 A Sathy Erode Highways Ariyappampalayam Sathyamangalam Tk Erode Dt Sathyamangalam, Tamil Nadu 638402, Sathyamangalam, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of RBL Bank Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200) is 638176002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code RATN0000200 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code RATN0000200 by checking: (1) The top-left corner of any RBL Bank Rbl Bank Ltd (rbl Bank Limited Formerly Th - 0200) cheque leaf, (2) The first page of your RBL Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: RATN0000200

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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RATN
Bank Codechars 1–4
0Reservedchar 5
000200
Branch Codechars 6–11

RATN0000200

What Each Part Means

Bank Code — RATN
The first 4 characters uniquely identify RBL Bank at the national level. Every branch of RBL Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000200
The final 6 characters 000200 uniquely identify this specific branch within the RBL Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code RATN0000200
SegmentCharsValuePurpose
Bank Code1–4RATNIdentifies RBL Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000200Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchRATN0000200638176002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.