RBL Bank Btm Layout IFSC Code
RBL Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Btm Layout
District
Bangalore
State
Karnataka
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Other RBL Bank Branches in Bangalore
4 nearby branches — click to view IFSC
Gandhi Nagar (6th Cross Road 2nd Main - 0057)
178, 6th Cross Road, 2nd Main Road, Gandhi Nagar, Bengaluru, Karnataka 560009
Bangalore Prestige Towers (100 Residency Road Bangalore - 0156)
The Ratnakar Bank Ltd,g 13, G 14, G 15 G 17 Prestige Towers,99 100 Residency Road, Bangalore 560025
Koramangala (100 Feet Road Nr Bda - 0091)
The Ratnakar Bank Ltd. 631 3rd Block 3rd Cross, 100 Feet Road, Nr. Bda Complex, Koramangala, Bangalore 560034.
Jp Nagar Bangalore (j P Nagar 1st Phase - 0195)
Rbl Bank Ltd., N 15 24th Main, J P Nagar, 1st Phase, Bangalore - 560078.
Frequently Asked Questions
About RBL Bank Btm Layout (stage Btm Layout - 0409), Bangalore
The IFSC code RATN0000409 (lowercase: ratn0000409) belongs to RBL Bank, specifically the Btm Layout (stage Btm Layout - 0409) branch located in Bangalore, Karnataka.
The 5th character in the IFSC code RATN0000409 is a zero (0), not the letter 'O'. The correct format is RATN0000409 (lowercase: ratn0000409), and not RATNO000409. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of RBL Bank Btm Layout (stage Btm Layout - 0409) in Bangalore, Karnataka is RATN0000409. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
RBL Bank Btm Layout (stage Btm Layout - 0409) is located at Ground & First Floor, Shop No. 1, 805, 7th Cross, 2nd Stage, Btm Layout, Bangalore, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of RBL Bank Btm Layout (stage Btm Layout - 0409) is 560176024. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code RATN0000409 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code RATN0000409 by checking: (1) The top-left corner of any RBL Bank Btm Layout (stage Btm Layout - 0409) cheque leaf, (2) The first page of your RBL Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: RATN0000409
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
RATN0000409
What Each Part Means
- Bank Code — RATN
- The first 4 characters uniquely identify RBL Bank at the national level. Every branch of RBL Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000409
- The final 6 characters 000409 uniquely identify this specific branch within the RBL Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | RATN | Identifies RBL Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000409 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
RBL Bank
Btm Layout (stage Btm Layout - 0409), Bangalore, Karnataka
Cheque No.
00000409
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | RATN0000409 | 560176024 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.