Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd IFSC Code
Rajasthan State Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Smk Sahakari Bank Ltd
District
Karauli
State
Rajasthan
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Other Rajasthan State Co Operative Bank Branches in Karauli
4 nearby branches — click to view IFSC
Smk Sahakari Bank Ltd (branche Hindaun Distt.karaul - 0003)
Branche Hindaun Distt.karauli 322215
Smk Sahakari Bank Ltd (branch Karauli Distt.karauli - 0004)
Branch Karauli Distt.karauli 322421
Smk Sahakari Bank Ltd (branche Mandarayal Distt.kar - 0013)
Branche Mandarayal Distt.karauli 322421
Smk Sahakari Bank Ltd (branch Sapotra Distt.karauli - 0014)
Branch Sapotra Distt.karauli 322218
Frequently Asked Questions
About Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012), Karauli
The IFSC code RSCB0030012 (lowercase: rscb0030012) belongs to Rajasthan State Co Operative Bank, specifically the Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012) branch located in Karauli, Rajasthan.
The 5th character in the IFSC code RSCB0030012 is a zero (0), not the letter 'O'. The correct format is RSCB0030012 (lowercase: rscb0030012), and not RSCBO030012. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012) in Karauli, Rajasthan is RSCB0030012. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012) is located at Branche Nadoti Distt.karauli 322230, Karauli, Rajasthan. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012) is 322819033. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code RSCB0030012 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code RSCB0030012 by checking: (1) The top-left corner of any Rajasthan State Co Operative Bank Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012) cheque leaf, (2) The first page of your Rajasthan State Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: RSCB0030012
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
RSCB0030012
What Each Part Means
- Bank Code — RSCB
- The first 4 characters uniquely identify Rajasthan State Co Operative Bank at the national level. Every branch of Rajasthan State Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 030012
- The final 6 characters 030012 uniquely identify this specific branch within the Rajasthan State Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | RSCB | Identifies Rajasthan State Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 030012 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Rajasthan State Co Operative Bank
Smk Sahakari Bank Ltd (branche Nadoti Distt.karauli - 0012), Karauli, Rajasthan
Cheque No.
00030012
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | RSCB0030012 | 322819033 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.