Rajasthan Marudhara Gramin Bank Ghanerao IFSC Code
Rajasthan Marudhara Gramin Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
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Frequently Asked Questions
About Rajasthan Marudhara Gramin Bank Ghanerao (main Market Ghanerao - 0028), Ghanerao
The IFSC code RMGB0000028 (lowercase: rmgb0000028) belongs to Rajasthan Marudhara Gramin Bank, specifically the Ghanerao (main Market Ghanerao - 0028) branch located in Ghanerao, Rajasthan.
The 5th character in the IFSC code RMGB0000028 is a zero (0), not the letter 'O'. The correct format is RMGB0000028 (lowercase: rmgb0000028), and not RMGBO000028. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Rajasthan Marudhara Gramin Bank Ghanerao (main Market Ghanerao - 0028) in Ghanerao, Rajasthan is RMGB0000028. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Rajasthan Marudhara Gramin Bank Ghanerao (main Market Ghanerao - 0028) is located at Main Market, Ghanerao, Ghanerao, Rajasthan. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Rajasthan Marudhara Gramin Bank Ghanerao (main Market Ghanerao - 0028) is 306348180. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code RMGB0000028 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code RMGB0000028 by checking: (1) The top-left corner of any Rajasthan Marudhara Gramin Bank Ghanerao (main Market Ghanerao - 0028) cheque leaf, (2) The first page of your Rajasthan Marudhara Gramin Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: RMGB0000028
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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RMGB0000028
What Each Part Means
- Bank Code — RMGB
- The first 4 characters uniquely identify Rajasthan Marudhara Gramin Bank at the national level. Every branch of Rajasthan Marudhara Gramin Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000028
- The final 6 characters 000028 uniquely identify this specific branch within the Rajasthan Marudhara Gramin Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | RMGB | Identifies Rajasthan Marudhara Gramin Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000028 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Rajasthan Marudhara Gramin Bank
Ghanerao (main Market Ghanerao - 0028), Ghanerao, Rajasthan
Cheque No.
00000028
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | RMGB0000028 | 306348180 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.