Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps IFSC Code
Rajarshi Shahu Govt Servants Co Operative Bank Kolh
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps
Address
Rajarshi Shahu Goverment Servants Co Operative Bank Ltd 746 E Bhaskarrao Jadhav Road Shahupuri 3rd Lane Kolhapur 416001
View on Google MapsDistrict
Kolhapur
State
Maharashtra
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Frequently Asked Questions
About Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb), Kolhapur
The IFSC code IBKL0464GSB (lowercase: ibkl0464gsb) belongs to Rajarshi Shahu Govt Servants Co Operative Bank Kolh, specifically the Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb) branch located in Kolhapur, Maharashtra.
The 5th character in the IFSC code IBKL0464GSB is a zero (0), not the letter 'O'. The correct format is IBKL0464GSB (lowercase: ibkl0464gsb), and not IBKLO464GSB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb) in Kolhapur, Maharashtra is IBKL0464GSB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb) is located at Rajarshi Shahu Goverment Servants Co Operative Bank Ltd 746 E Bhaskarrao Jadhav Road Shahupuri 3rd Lane Kolhapur 416001, Kolhapur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb) is 416906000. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0464GSB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0464GSB by checking: (1) The top-left corner of any Rajarshi Shahu Govt Servants Co Operative Bank Kolh Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb) cheque leaf, (2) The first page of your Rajarshi Shahu Govt Servants Co Operative Bank Kolh passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0464GSB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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IBKL0464GSB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Rajarshi Shahu Govt Servants Co Operative Bank Kolh at the national level. Every branch of Rajarshi Shahu Govt Servants Co Operative Bank Kolh across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 464GSB
- The final 6 characters 464GSB uniquely identify this specific branch within the Rajarshi Shahu Govt Servants Co Operative Bank Kolh network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Rajarshi Shahu Govt Servants Co Operative Bank Kolh |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 464GSB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Rajarshi Shahu Govt Servants Co Operative Bank Kolh
Rajarshi Shahu Govt Servants Co-operative Bank Kolh Imps (bhaskarrao Jadhav Road Shahu - 4gsb), Kolhapur, Maharashtra
Cheque No.
00000464
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0464GSB | 416906000 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.