IFSCIndex

Punjab National Bank Baude Distt. Moga IFSC Code

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Punjab National Bank

PUNB0177410

IFSC · Used for NEFT, IMPS & RTGS

142024205

MICR · Used for Cheque Clearance

Branch

Baude Distt. Moga

Address

Vpo- Baude, Tehsil-nihal Singh Wal 142039

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District

Moga

State

Punjab

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Frequently Asked Questions

About Punjab National Bank Baude Distt. Moga (vpo- Baude - 7410), Moga

The IFSC code PUNB0177410 (lowercase: punb0177410) belongs to Punjab National Bank, specifically the Baude Distt. Moga (vpo- Baude - 7410) branch located in Moga, Punjab.

The 5th character in the IFSC code PUNB0177410 is a zero (0), not the letter 'O'. The correct format is PUNB0177410 (lowercase: punb0177410), and not PUNBO177410. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Punjab National Bank Baude Distt. Moga (vpo- Baude - 7410) in Moga, Punjab is PUNB0177410. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Punjab National Bank Baude Distt. Moga (vpo- Baude - 7410) is located at Vpo- Baude, Tehsil-nihal Singh Wal 142039, Moga, Punjab. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Punjab National Bank Baude Distt. Moga (vpo- Baude - 7410) is 142024205. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code PUNB0177410 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code PUNB0177410 by checking: (1) The top-left corner of any Punjab National Bank Baude Distt. Moga (vpo- Baude - 7410) cheque leaf, (2) The first page of your Punjab National Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: PUNB0177410

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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PUNB
Bank Codechars 1–4
0Reservedchar 5
177410
Branch Codechars 6–11

PUNB0177410

What Each Part Means

Bank Code — PUNB
The first 4 characters uniquely identify Punjab National Bank at the national level. Every branch of Punjab National Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 177410
The final 6 characters 177410 uniquely identify this specific branch within the Punjab National Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code PUNB0177410
SegmentCharsValuePurpose
Bank Code1–4PUNBIdentifies Punjab National Bank
Reserved50RBI reserved (always 0)
Branch Code6–11177410Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchPUNB0177410142024205
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.