Punjab National Bank Vidyavihar Mumbai IFSC Code
Punjab National Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Vidyavihar Mumbai
District
Mumbai
State
Maharashtra
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Other Punjab National Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Mumbai Central (centre Bellasis Road Navjeev - 8110)
No 265, Orchid City Centre, Bellasis Road, Navjeevan Society, Dalal Estate, Mumbai Central, Mumbai, Maharashtra 400008
Neft Centralized Processing Centre (pnb House - Bs00)
Pnb House, Fort, Mumbai
Punjab National Bank Imps (no C-9 G-block 6th Floor - 4200)
Plot No. C-9, G-block, 6th Floor
Circle Office Mumbai (7th Floor Maker Towers F Win - 8900)
7th Floor Maker Towers F Wings Cuffe Parade Colaba Mumbai Maharashtra 400005
Frequently Asked Questions
About Punjab National Bank Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310), Mumbai
The IFSC code PUNB0002310 (lowercase: punb0002310) belongs to Punjab National Bank, specifically the Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code PUNB0002310 is a zero (0), not the letter 'O'. The correct format is PUNB0002310 (lowercase: punb0002310), and not PUNBO002310. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Punjab National Bank Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310) in Mumbai, Maharashtra is PUNB0002310. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Punjab National Bank Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310) is located at Neelkanth Corporate Pa Kirol Road,vidya Vihar 400001, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Punjab National Bank Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310) is 400024117. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code PUNB0002310 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code PUNB0002310 by checking: (1) The top-left corner of any Punjab National Bank Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310) cheque leaf, (2) The first page of your Punjab National Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: PUNB0002310
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
PUNB0002310
What Each Part Means
- Bank Code — PUNB
- The first 4 characters uniquely identify Punjab National Bank at the national level. Every branch of Punjab National Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002310
- The final 6 characters 002310 uniquely identify this specific branch within the Punjab National Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | PUNB | Identifies Punjab National Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002310 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Punjab National Bank
Vidyavihar Mumbai (pa Kirol Road Vidya Vihar - 2310), Mumbai, Maharashtra
Cheque No.
00002310
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | PUNB0002310 | 400024117 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.