Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road IFSC Code
Panipat Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Panipat Urban Coop Bank Kabri Road
District
Panipat
State
Haryana
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Other Panipat Urban Co Operative Bank Branches in Panipat
4 nearby branches — click to view IFSC
Panipat Urban Coop Bank Gur Mandi (gaur Brahman Dharmshalla - 1 - Cb02)
Gaur Brahman Dharmshalla - 132103
Panipat Urban Coop Bank Tehsil Camp (ram Nagar Tehsil Camp - Cb03)
Ram Nagar Tehsil Camp Panipat - 132103
Panipat Urban Coop Bank Krishan Pur (main Bazar Krishan - Cb04)
Main Bazar Krishan Pura Panipat - 132103
Panipat Urban Coop Bank Model Town (l Model Town Panipat - - Cb05)
78 L Model Town Panipat - 132103
Frequently Asked Questions
About Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15), Panipat
The IFSC code YESB0PUCB15 (lowercase: yesb0pucb15) belongs to Panipat Urban Co Operative Bank, specifically the Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15) branch located in Panipat, Haryana.
The 5th character in the IFSC code YESB0PUCB15 is a zero (0), not the letter 'O'. The correct format is YESB0PUCB15 (lowercase: yesb0pucb15), and not YESBOPUCB15. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15) in Panipat, Haryana is YESB0PUCB15. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15) is located at Across Kacha Kabri Road Panipat 132103, Panipat, Haryana. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15) is 132800012. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code YESB0PUCB15 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0PUCB15 by checking: (1) The top-left corner of any Panipat Urban Co Operative Bank Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15) cheque leaf, (2) The first page of your Panipat Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0PUCB15
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
YESB0PUCB15
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Panipat Urban Co Operative Bank at the national level. Every branch of Panipat Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — PUCB15
- The final 6 characters PUCB15 uniquely identify this specific branch within the Panipat Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Panipat Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | PUCB15 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Panipat Urban Co Operative Bank
Panipat Urban Coop Bank Kabri Road (kacha Kabri Road Panipat 132 - Cb15), Panipat, Haryana
Cheque No.
00000015
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0PUCB15 | 132800012 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.