Pandharpur Urban Co Operative Bank Narhe Ambegaon IFSC Code
Pandharpur Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Narhe Ambegaon
District
Pune
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Pandharpur Urban Co Operative Bank Customers
Free calculators — no login required
Pandharpur Urban Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Pandharpur Urban Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Pandharpur Urban Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Pandharpur Urban Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Pandharpur Urban Co Operative Bank Branches in Pune
3 nearby branches — click to view IFSC
Kothrud Pune (1a Paud Road Kothrud Pune - 0015)
3079/1a,paud Road,kothrud,pune, 411038
Chinchwad (sno.834 - 0019)
Sno.834,835,rambagapartmant,powerhousehowk,tanajinagarhinchwad, 411033
Sinhagad Road Pune (3 Sinhagad Road Paravti Pune - 0030)
S No 120a 120b Plot No 545 Tps No 3 Sinhagad Road Paravti Pune 411030
Frequently Asked Questions
About Pandharpur Urban Co Operative Bank Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023), Pune
The IFSC code PUCB0000023 (lowercase: pucb0000023) belongs to Pandharpur Urban Co Operative Bank, specifically the Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023) branch located in Pune, Maharashtra.
The 5th character in the IFSC code PUCB0000023 is a zero (0), not the letter 'O'. The correct format is PUCB0000023 (lowercase: pucb0000023), and not PUCBO000023. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Pandharpur Urban Co Operative Bank Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023) in Pune, Maharashtra is PUCB0000023. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Pandharpur Urban Co Operative Bank Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023) is located at Sr No 39/11a Crystal Royal Narhe Ambegaon Tal Haveli Dist Pune, Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Pandharpur Urban Co Operative Bank Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023) is 411588004. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code PUCB0000023 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code PUCB0000023 by checking: (1) The top-left corner of any Pandharpur Urban Co Operative Bank Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023) cheque leaf, (2) The first page of your Pandharpur Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: PUCB0000023
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
PUCB0000023
What Each Part Means
- Bank Code — PUCB
- The first 4 characters uniquely identify Pandharpur Urban Co Operative Bank at the national level. Every branch of Pandharpur Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000023
- The final 6 characters 000023 uniquely identify this specific branch within the Pandharpur Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | PUCB | Identifies Pandharpur Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000023 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Pandharpur Urban Co Operative Bank
Narhe Ambegaon (sr No 39/11a Crystal Royal N - 0023), Pune, Maharashtra
Cheque No.
00000023
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | PUCB0000023 | 411588004 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.