North East Small Finance Bank Digboi IFSC Code
North East Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Digboi
Address
Digboi,old Lic Road,near Manipuri Hari Mandir,p.o - Digboi Jublee,p.s - Digboi,dist - Tinsukia,pin-786173
View on Google MapsDistrict
Digboi
State
Assam
🔍 Search for another branch
Top Financial Tools for North East Small Finance Bank Customers
Free calculators — no login required
North East Small Finance Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
North East Small Finance Bank SIP Calculator
Project wealth from monthly mutual fund investments
North East Small Finance Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
North East Small Finance Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Frequently Asked Questions
About North East Small Finance Bank Digboi (old Lic Road Near Manipuri - 0186), Digboi
The IFSC code NESF0000186 (lowercase: nesf0000186) belongs to North East Small Finance Bank, specifically the Digboi (old Lic Road Near Manipuri - 0186) branch located in Digboi, Assam.
The 5th character in the IFSC code NESF0000186 is a zero (0), not the letter 'O'. The correct format is NESF0000186 (lowercase: nesf0000186), and not NESFO000186. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of North East Small Finance Bank Digboi (old Lic Road Near Manipuri - 0186) in Digboi, Assam is NESF0000186. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
North East Small Finance Bank Digboi (old Lic Road Near Manipuri - 0186) is located at Digboi,old Lic Road,near Manipuri Hari Mandir,p.o - Digboi Jublee,p.s - Digboi,dist - Tinsukia,pin-786173, Digboi, Assam. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of North East Small Finance Bank Digboi (old Lic Road Near Manipuri - 0186) is 786773402. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code NESF0000186 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NESF0000186 by checking: (1) The top-left corner of any North East Small Finance Bank Digboi (old Lic Road Near Manipuri - 0186) cheque leaf, (2) The first page of your North East Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NESF0000186
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NESF0000186
What Each Part Means
- Bank Code — NESF
- The first 4 characters uniquely identify North East Small Finance Bank at the national level. Every branch of North East Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000186
- The final 6 characters 000186 uniquely identify this specific branch within the North East Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NESF | Identifies North East Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000186 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
North East Small Finance Bank
Digboi (old Lic Road Near Manipuri - 0186), Digboi, Assam
Cheque No.
00000186
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NESF0000186 | 786773402 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.