Nkgsb Co Operative Bank Fergusson College Road IFSC Code
Nkgsb Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Fergusson College Road
Address
Shop No.2,surya Bhavan,survey No.187,final Plot No.555 Of Cts No 1181,fergusson College Road,shivajinagar,pune 411005
View on Google MapsDistrict
Pune
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Nkgsb Co Operative Bank Customers
Free calculators — no login required
Nkgsb Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Nkgsb Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Nkgsb Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Nkgsb Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Nkgsb Co Operative Bank Branches in Pune
4 nearby branches — click to view IFSC
Kothrud (lunawat Complex Opp Kothrud - 0028)
13-14, Lunawat Complex, Opp. Kothrud Busstand, Kothrud, Pune 411038
Aundh (ground Shop 5 - 0030)
Ground Shop 5,5a,10 And 11, Upper Gr.floor, B Wing,astral Court,gaikwadnagar,aundh Pune 411007
Chikhli (chikli Spine Road Pcntda Chi - 0049)
Park View,plot No.27, Shop No.1,2,3,4 Chikli Spine Road,pcntda,chinchwad, Pune 411019
Bhosari (plaza Indrayani Chowk Bhosar - 0050)
Shop No. 2,3 Om Sai Plaza,indrayani Chowk,bhosari, Pune-411 026
Frequently Asked Questions
About Nkgsb Co Operative Bank Fergusson College Road (fergusson College Road Shiva - 0087), Pune
The IFSC code NKGS0000087 (lowercase: nkgs0000087) belongs to Nkgsb Co Operative Bank, specifically the Fergusson College Road (fergusson College Road Shiva - 0087) branch located in Pune, Maharashtra.
The 5th character in the IFSC code NKGS0000087 is a zero (0), not the letter 'O'. The correct format is NKGS0000087 (lowercase: nkgs0000087), and not NKGSO000087. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Nkgsb Co Operative Bank Fergusson College Road (fergusson College Road Shiva - 0087) in Pune, Maharashtra is NKGS0000087. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Nkgsb Co Operative Bank Fergusson College Road (fergusson College Road Shiva - 0087) is located at Shop No.2,surya Bhavan,survey No.187,final Plot No.555 Of Cts No 1181,fergusson College Road,shivajinagar,pune 411005, Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Nkgsb Co Operative Bank Fergusson College Road (fergusson College Road Shiva - 0087) is 411086013. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code NKGS0000087 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NKGS0000087 by checking: (1) The top-left corner of any Nkgsb Co Operative Bank Fergusson College Road (fergusson College Road Shiva - 0087) cheque leaf, (2) The first page of your Nkgsb Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NKGS0000087
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NKGS0000087
What Each Part Means
- Bank Code — NKGS
- The first 4 characters uniquely identify Nkgsb Co Operative Bank at the national level. Every branch of Nkgsb Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000087
- The final 6 characters 000087 uniquely identify this specific branch within the Nkgsb Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NKGS | Identifies Nkgsb Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000087 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Nkgsb Co Operative Bank
Fergusson College Road (fergusson College Road Shiva - 0087), Pune, Maharashtra
Cheque No.
00000087
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NKGS0000087 | 411086013 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.