Navnirman Co Operative Bank Ranip IFSC Code
Navnirman Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Ranip
District
Ahmedabad
State
Gujarat
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Other Navnirman Co Operative Bank Branches in Ahmedabad
4 nearby branches — click to view IFSC
Dariapur (ravi Chamber Opp Dariyapure - 0002)
Ravi Chamber, Opp. Dariyapure Gate, Dariyapur,
Meghaninagar (jahangirpura Chakla Opp Old - 0003)
Jahangirpura Chakla, Opp. Old Patel Society, Asarwa, Meghaninagar,
Satellite (1st Floor Iscon Centre - 0005)
1st Floor Iscon Centre, Shivranjani Char Rasta, Satellite,
Naroda Road (compound Naroda Road Naroda - 0006)
Krishna Gopal Estate, Forge And Blower Compound, Naroda Road, Naroda,
Frequently Asked Questions
About Navnirman Co Operative Bank Ranip (natraj Shopping Centre - 0004), Ahmedabad
The IFSC code NVNM0000004 (lowercase: nvnm0000004) belongs to Navnirman Co Operative Bank, specifically the Ranip (natraj Shopping Centre - 0004) branch located in Ahmedabad, Gujarat.
The 5th character in the IFSC code NVNM0000004 is a zero (0), not the letter 'O'. The correct format is NVNM0000004 (lowercase: nvnm0000004), and not NVNMO000004. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Navnirman Co Operative Bank Ranip (natraj Shopping Centre - 0004) in Ahmedabad, Gujarat is NVNM0000004. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Navnirman Co Operative Bank Ranip (natraj Shopping Centre - 0004) is located at Natraj Shopping Centre, Ranip-nirnaynagar Raod, Ranip,, Ahmedabad, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Navnirman Co Operative Bank Ranip (natraj Shopping Centre - 0004) in Ahmedabad is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code NVNM0000004 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NVNM0000004 by checking: (1) The top-left corner of any Navnirman Co Operative Bank Ranip (natraj Shopping Centre - 0004) cheque leaf, (2) The first page of your Navnirman Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NVNM0000004
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NVNM0000004
What Each Part Means
- Bank Code — NVNM
- The first 4 characters uniquely identify Navnirman Co Operative Bank at the national level. Every branch of Navnirman Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000004
- The final 6 characters 000004 uniquely identify this specific branch within the Navnirman Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NVNM | Identifies Navnirman Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000004 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Navnirman Co Operative Bank
Ranip (natraj Shopping Centre - 0004), Ahmedabad, Gujarat
Cheque No.
00000004
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NVNM0000004 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.