Nav Jeevan Co Operative Bank Service Center IFSC Code
Nav Jeevan Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Service Center
District
Ulhasnagar
State
Maharashtra
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Other Nav Jeevan Co Operative Bank Branches in Ulhasnagar
4 nearby branches — click to view IFSC
Rtgs-ho (bhawani Saw Mills Compound - 0001)
Bhawani Saw Mills Compound, Ulhasnagar 421003
Main Branch (bhawani Saw Mills Compound - 0001)
Bhawani Saw Mills Compound,ulhasnagar 421003
Siru Chowk Branch (japani Bazar Near Siru Chowk - 0002)
Shop No 879 And 880 Japani Bazar Near Siru Chowk Ulhasnagar 421002
Chopra Court Branch (sadoromal Complex Near Chopr - 0003)
Sadoromal Complex,near Chopra Court,ulhasnagar -421003
Frequently Asked Questions
About Nav Jeevan Co Operative Bank Service Center (bhawani Saw Mills Compound - 00sc), Ulhasnagar
The IFSC code NJBK00000SC (lowercase: njbk00000sc) belongs to Nav Jeevan Co Operative Bank, specifically the Service Center (bhawani Saw Mills Compound - 00sc) branch located in Ulhasnagar, Maharashtra.
The 5th character in the IFSC code NJBK00000SC is a zero (0), not the letter 'O'. The correct format is NJBK00000SC (lowercase: njbk00000sc), and not NJBKO0000SC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Nav Jeevan Co Operative Bank Service Center (bhawani Saw Mills Compound - 00sc) in Ulhasnagar, Maharashtra is NJBK00000SC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Nav Jeevan Co Operative Bank Service Center (bhawani Saw Mills Compound - 00sc) is located at Bhawani Saw Mills Compound,ulhasnagar 421003, Ulhasnagar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Nav Jeevan Co Operative Bank Service Center (bhawani Saw Mills Compound - 00sc) in Ulhasnagar is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code NJBK00000SC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NJBK00000SC by checking: (1) The top-left corner of any Nav Jeevan Co Operative Bank Service Center (bhawani Saw Mills Compound - 00sc) cheque leaf, (2) The first page of your Nav Jeevan Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NJBK00000SC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NJBK00000SC
What Each Part Means
- Bank Code — NJBK
- The first 4 characters uniquely identify Nav Jeevan Co Operative Bank at the national level. Every branch of Nav Jeevan Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 0000SC
- The final 6 characters 0000SC uniquely identify this specific branch within the Nav Jeevan Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NJBK | Identifies Nav Jeevan Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 0000SC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Nav Jeevan Co Operative Bank
Service Center (bhawani Saw Mills Compound - 00sc), Ulhasnagar, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NJBK00000SC | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.