National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps IFSC Code
National Urban Co Operative Bankbahraich
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
National Urban Co-operative Bank Bahraich Imps
District
Na
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for National Urban Co Operative Bankbahraich Customers
Free calculators — no login required
National Urban Co Operative Bankbahraich FD Calculator
Estimate fixed deposit maturity with quarterly compounding
National Urban Co Operative Bankbahraich RD Calculator
Compute recurring deposit maturity with monthly deposits
National Urban Co Operative Bankbahraich APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
National Urban Co Operative Bankbahraich SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps (na - 95nu), Na
The IFSC code IBKL01095NU (lowercase: ibkl01095nu) belongs to National Urban Co Operative Bankbahraich, specifically the National Urban Co-operative Bank Bahraich Imps (na - 95nu) branch located in Na, Maharashtra.
The 5th character in the IFSC code IBKL01095NU is a zero (0), not the letter 'O'. The correct format is IBKL01095NU (lowercase: ibkl01095nu), and not IBKLO1095NU. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps (na - 95nu) in Na, Maharashtra is IBKL01095NU. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps (na - 95nu) is located at Na, Na, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps (na - 95nu) in Na is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code IBKL01095NU is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL01095NU by checking: (1) The top-left corner of any National Urban Co Operative Bankbahraich National Urban Co-operative Bank Bahraich Imps (na - 95nu) cheque leaf, (2) The first page of your National Urban Co Operative Bankbahraich passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL01095NU
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL01095NU
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify National Urban Co Operative Bankbahraich at the national level. Every branch of National Urban Co Operative Bankbahraich across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 1095NU
- The final 6 characters 1095NU uniquely identify this specific branch within the National Urban Co Operative Bankbahraich network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies National Urban Co Operative Bankbahraich |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 1095NU | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
National Urban Co Operative Bankbahraich
National Urban Co-operative Bank Bahraich Imps (na - 95nu), Na, Maharashtra
Cheque No.
00001095
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL01095NU | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.