Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps IFSC Code
Nalanda Central Co Operative Bank Nalanda
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Nalanda Central Co-operative Bank Nalanda Imps
District
Bihar Sharif
State
Maharashtra
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Frequently Asked Questions
About Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb), Bihar Sharif
The IFSC code IBKL0780NCB (lowercase: ibkl0780ncb) belongs to Nalanda Central Co Operative Bank Nalanda, specifically the Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb) branch located in Bihar Sharif, Maharashtra.
The 5th character in the IFSC code IBKL0780NCB is a zero (0), not the letter 'O'. The correct format is IBKL0780NCB (lowercase: ibkl0780ncb), and not IBKLO780NCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb) in Bihar Sharif, Maharashtra is IBKL0780NCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb) is located at Biharsharif,nalanda, 803101, Bihar Sharif, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb) is 803819002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0780NCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0780NCB by checking: (1) The top-left corner of any Nalanda Central Co Operative Bank Nalanda Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb) cheque leaf, (2) The first page of your Nalanda Central Co Operative Bank Nalanda passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0780NCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0780NCB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Nalanda Central Co Operative Bank Nalanda at the national level. Every branch of Nalanda Central Co Operative Bank Nalanda across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 780NCB
- The final 6 characters 780NCB uniquely identify this specific branch within the Nalanda Central Co Operative Bank Nalanda network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Nalanda Central Co Operative Bank Nalanda |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 780NCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Nalanda Central Co Operative Bank Nalanda
Nalanda Central Co-operative Bank Nalanda Imps (biharsharif - 0ncb), Bihar Sharif, Maharashtra
Cheque No.
00000780
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0780NCB | 803819002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.