IFSCIndex

Nagpur Nagarik Sahakari Bank Sadar IFSC Code

Nagpur Nagarik Sahakari Bank Logo

Nagpur Nagarik Sahakari Bank

NGSB0000007

IFSC · Used for NEFT, IMPS & RTGS

440183007

MICR · Used for Cheque Clearance

Branch

Sadar

Address

Mount Road,sadar

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District

Nagpur

State

Maharashtra

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Frequently Asked Questions

About Nagpur Nagarik Sahakari Bank Sadar (mount Road Sadar - 0007), Nagpur

The IFSC code NGSB0000007 (lowercase: ngsb0000007) belongs to Nagpur Nagarik Sahakari Bank, specifically the Sadar (mount Road Sadar - 0007) branch located in Nagpur, Maharashtra.

The 5th character in the IFSC code NGSB0000007 is a zero (0), not the letter 'O'. The correct format is NGSB0000007 (lowercase: ngsb0000007), and not NGSBO000007. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Nagpur Nagarik Sahakari Bank Sadar (mount Road Sadar - 0007) in Nagpur, Maharashtra is NGSB0000007. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Nagpur Nagarik Sahakari Bank Sadar (mount Road Sadar - 0007) is located at Mount Road,sadar, Nagpur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Nagpur Nagarik Sahakari Bank Sadar (mount Road Sadar - 0007) is 440183007. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code NGSB0000007 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code NGSB0000007 by checking: (1) The top-left corner of any Nagpur Nagarik Sahakari Bank Sadar (mount Road Sadar - 0007) cheque leaf, (2) The first page of your Nagpur Nagarik Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: NGSB0000007

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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NGSB
Bank Codechars 1–4
0Reservedchar 5
000007
Branch Codechars 6–11

NGSB0000007

What Each Part Means

Bank Code — NGSB
The first 4 characters uniquely identify Nagpur Nagarik Sahakari Bank at the national level. Every branch of Nagpur Nagarik Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000007
The final 6 characters 000007 uniquely identify this specific branch within the Nagpur Nagarik Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code NGSB0000007
SegmentCharsValuePurpose
Bank Code1–4NGSBIdentifies Nagpur Nagarik Sahakari Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000007Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchNGSB0000007440183007
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.