Nagpur Nagarik Sahakari Bank Bhagwan Nagar IFSC Code
Nagpur Nagarik Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Bhagwan Nagar
District
Nagpur
State
Maharashtra
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Other Nagpur Nagarik Sahakari Bank Branches in Nagpur
4 nearby branches — click to view IFSC
Nagpur Nagarik Sahakari Bank Imps (dr Ambedkar Chowk Central Av - 0001)
79, Dr. Ambedkar Chowk, Central Avenue, Nagpur
Itwari (shahid Chowk Itwari - 0002)
Shahid Chowk, Itwari
Dharampeth (1st Flr - 0003)
1st Flr,sitaram Smruti,west Highcourt Rd, Laxmibhavan Sq ,dharampeth
Sitabuldi (temple Bazar Road Sitabuldi - 0004)
Murlidhar Complex, Temple Bazar Road, Sitabuldi
Frequently Asked Questions
About Nagpur Nagarik Sahakari Bank Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041), Nagpur
The IFSC code NGSB0000041 (lowercase: ngsb0000041) belongs to Nagpur Nagarik Sahakari Bank, specifically the Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041) branch located in Nagpur, Maharashtra.
The 5th character in the IFSC code NGSB0000041 is a zero (0), not the letter 'O'. The correct format is NGSB0000041 (lowercase: ngsb0000041), and not NGSBO000041. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Nagpur Nagarik Sahakari Bank Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041) in Nagpur, Maharashtra is NGSB0000041. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Nagpur Nagarik Sahakari Bank Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041) is located at Plot No.76, Bank Colony,bhagwan Nagar,nagpur, Nagpur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Nagpur Nagarik Sahakari Bank Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041) is 440183023. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code NGSB0000041 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NGSB0000041 by checking: (1) The top-left corner of any Nagpur Nagarik Sahakari Bank Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041) cheque leaf, (2) The first page of your Nagpur Nagarik Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NGSB0000041
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NGSB0000041
What Each Part Means
- Bank Code — NGSB
- The first 4 characters uniquely identify Nagpur Nagarik Sahakari Bank at the national level. Every branch of Nagpur Nagarik Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000041
- The final 6 characters 000041 uniquely identify this specific branch within the Nagpur Nagarik Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NGSB | Identifies Nagpur Nagarik Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000041 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Nagpur Nagarik Sahakari Bank
Bhagwan Nagar (colony Bhagwan Nagar Nagpur - 0041), Nagpur, Maharashtra
Cheque No.
00000041
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NGSB0000041 | 440183023 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.