Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office IFSC Code
Nadia District Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Nadia District Central Co-operative Bank Ltd Head Office
District
Krishnanagar
State
West Bengal
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Other Nadia District Central Co Operative Bank Branches in Krishnanagar
4 nearby branches — click to view IFSC
Nadia District Central Co-operative Bank Ltd Krishnanagar Evening Branch (m Ghosh Street P O - Cb19)
M M Ghosh Street P.o Krishnanagar Dist- Nadia Pin-741101
Nadia District Central Co-operative Bank Ltd Madanpur Branch (vill & P.o Madanpur P.s Chak - Cb20)
Vill & P.o Madanpur P.s Chakda Dist Nadia Pin-741545
Nadia District Central Co-operative Bank Ltd Bedi Bhawan Branch (vill & P.o-5/672 Kataganja P - Cb21)
Vill & P.o-5/672 Kataganja P.o Bedibhawan Dist-nadia Pin-741250
Nadia District Central Cooperative Bank Ltd Tarapur Branch (po - Tarapur - Cb23)
Po - Tarapur, Dist - Nadia, Pin- 741402
Frequently Asked Questions
About Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18), Krishnanagar
The IFSC code WBSC0NDCB18 (lowercase: wbsc0ndcb18) belongs to Nadia District Central Co Operative Bank, specifically the Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18) branch located in Krishnanagar, West Bengal.
The 5th character in the IFSC code WBSC0NDCB18 is a zero (0), not the letter 'O'. The correct format is WBSC0NDCB18 (lowercase: wbsc0ndcb18), and not WBSCONDCB18. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18) in Krishnanagar, West Bengal is WBSC0NDCB18. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18) is located at M M Ghosh Street P.o Krishnanagar Dist Nadia Pin 741101, Krishnanagar, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18) in Krishnanagar is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code WBSC0NDCB18 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0NDCB18 by checking: (1) The top-left corner of any Nadia District Central Co Operative Bank Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18) cheque leaf, (2) The first page of your Nadia District Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0NDCB18
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
WBSC0NDCB18
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Nadia District Central Co Operative Bank at the national level. Every branch of Nadia District Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — NDCB18
- The final 6 characters NDCB18 uniquely identify this specific branch within the Nadia District Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Nadia District Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | NDCB18 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Nadia District Central Co Operative Bank
Nadia District Central Co-operative Bank Ltd Head Office (m Ghosh Street P O - Cb18), Krishnanagar, West Bengal
Cheque No.
00000018
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0NDCB18 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.