Municipal Co Operative Bank Sion IFSC Code
Municipal Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sion
District
Mumbai
State
Maharashtra
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Other Municipal Co Operative Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Municipal Co-operative Bank Imps (245 Pdemello Road Fort Mumba - 0001)
Head Office, 2nd Floor, Municipal Bank Bhavan,245,pdemello Road,fort,mumbai - 400 001
Head Office- Branch (245 Pdemello Road Fort Mumba - 0002)
Head Office, Ground Floor, Municipal Bank Bhavan,245,pdemello Road,fort,mumbai - 400 001
Cst (bldg Mahapalika Marg C S - 0003)
The Municipal Head Office Bldg., Mahapalika Marg, C.s.t., Mumbai 400 001.
Girgaum (j S Road Mumbai-400 004 - 0004)
Soman Building, Dr.bhalerao Marg, J.s.road, Mumbai-400 004.
Frequently Asked Questions
About Municipal Co Operative Bank Sion (lokmanya Tilak Municipal Gen - 0018), Mumbai
The IFSC code MUBL0000018 (lowercase: mubl0000018) belongs to Municipal Co Operative Bank, specifically the Sion (lokmanya Tilak Municipal Gen - 0018) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code MUBL0000018 is a zero (0), not the letter 'O'. The correct format is MUBL0000018 (lowercase: mubl0000018), and not MUBLO000018. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Municipal Co Operative Bank Sion (lokmanya Tilak Municipal Gen - 0018) in Mumbai, Maharashtra is MUBL0000018. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Municipal Co Operative Bank Sion (lokmanya Tilak Municipal Gen - 0018) is located at Lokmanya Tilak Municipal General Hospital Building, Sion, Mumbai 400 022., Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Municipal Co Operative Bank Sion (lokmanya Tilak Municipal Gen - 0018) is 400110018. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code MUBL0000018 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MUBL0000018 by checking: (1) The top-left corner of any Municipal Co Operative Bank Sion (lokmanya Tilak Municipal Gen - 0018) cheque leaf, (2) The first page of your Municipal Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MUBL0000018
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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MUBL0000018
What Each Part Means
- Bank Code — MUBL
- The first 4 characters uniquely identify Municipal Co Operative Bank at the national level. Every branch of Municipal Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000018
- The final 6 characters 000018 uniquely identify this specific branch within the Municipal Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MUBL | Identifies Municipal Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000018 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Municipal Co Operative Bank
Sion (lokmanya Tilak Municipal Gen - 0018), Mumbai, Maharashtra
Cheque No.
00000018
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MUBL0000018 | 400110018 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.