Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps IFSC Code
Monghyr Jamui Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Monghyr Jamui Central Co-operative Bank Imps
District
Munger
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Monghyr Jamui Central Co Operative Bank Customers
Free calculators — no login required
Monghyr Jamui Central Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Monghyr Jamui Central Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Monghyr Jamui Central Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Monghyr Jamui Central Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj), Munger
The IFSC code IBKL01078MJ (lowercase: ibkl01078mj) belongs to Monghyr Jamui Central Co Operative Bank, specifically the Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj) branch located in Munger, Maharashtra.
The 5th character in the IFSC code IBKL01078MJ is a zero (0), not the letter 'O'. The correct format is IBKL01078MJ (lowercase: ibkl01078mj), and not IBKLO1078MJ. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj) in Munger, Maharashtra is IBKL01078MJ. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj) is located at Fort Area, Munger 811201, Munger, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj) in Munger is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code IBKL01078MJ is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL01078MJ by checking: (1) The top-left corner of any Monghyr Jamui Central Co Operative Bank Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj) cheque leaf, (2) The first page of your Monghyr Jamui Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL01078MJ
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL01078MJ
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Monghyr Jamui Central Co Operative Bank at the national level. Every branch of Monghyr Jamui Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 1078MJ
- The final 6 characters 1078MJ uniquely identify this specific branch within the Monghyr Jamui Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Monghyr Jamui Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 1078MJ | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Monghyr Jamui Central Co Operative Bank
Monghyr Jamui Central Co-operative Bank Imps (fort Area Munger 811201 - 78mj), Munger, Maharashtra
Cheque No.
00001078
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL01078MJ | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.