Mehsana Urban Co Operative Bank Udhna Surat IFSC Code
Mehsana Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Udhna Surat
Address
Brc, Laxminarayan Mandir, Near Surat Textile Bourse, Udhna - Navsari Main Road, Surat., Dist. - Surat, State - Gujarat
View on Google MapsDistrict
Surat
State
Gujarat
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Other Mehsana Urban Co Operative Bank Branches in Surat
4 nearby branches — click to view IFSC
Sosiyo Circle (udhana Magdalla Road Surat - - 0021)
3-4, Ground Floor, Orlance Complex, Opp. Sarvoday Petrol Pump, Near Sosyo Circle, Udhana Magdalla Road, Surat - 395002, Dist. - Surat, State - Gujarat
Varachha (point Varachha Road Surat-39 - 0031)
B/h Rajhans Point Varachha Road Surat-395006
Bhagal (cotsafil Main Road Surat-395 - 0032)
Sasmi Bhavan,cotsafil Main Road, Surat-395003
Kamela Darwaja (darvaja Ring Road Surat-3950 - 0033)
Jash Market Ring, Kamela Darvaja,ring Road ,surat-395002
Frequently Asked Questions
About Mehsana Urban Co Operative Bank Udhna Surat (navsari Main Road Surat Dist - 0054), Surat
The IFSC code MSNU0000054 (lowercase: msnu0000054) belongs to Mehsana Urban Co Operative Bank, specifically the Udhna Surat (navsari Main Road Surat Dist - 0054) branch located in Surat, Gujarat.
The 5th character in the IFSC code MSNU0000054 is a zero (0), not the letter 'O'. The correct format is MSNU0000054 (lowercase: msnu0000054), and not MSNUO000054. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Mehsana Urban Co Operative Bank Udhna Surat (navsari Main Road Surat Dist - 0054) in Surat, Gujarat is MSNU0000054. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Mehsana Urban Co Operative Bank Udhna Surat (navsari Main Road Surat Dist - 0054) is located at Brc, Laxminarayan Mandir, Near Surat Textile Bourse, Udhna - Navsari Main Road, Surat., Dist. - Surat, State - Gujarat, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Mehsana Urban Co Operative Bank Udhna Surat (navsari Main Road Surat Dist - 0054) is 394313002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code MSNU0000054 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MSNU0000054 by checking: (1) The top-left corner of any Mehsana Urban Co Operative Bank Udhna Surat (navsari Main Road Surat Dist - 0054) cheque leaf, (2) The first page of your Mehsana Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MSNU0000054
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
MSNU0000054
What Each Part Means
- Bank Code — MSNU
- The first 4 characters uniquely identify Mehsana Urban Co Operative Bank at the national level. Every branch of Mehsana Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000054
- The final 6 characters 000054 uniquely identify this specific branch within the Mehsana Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MSNU | Identifies Mehsana Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000054 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Mehsana Urban Co Operative Bank
Udhna Surat (navsari Main Road Surat Dist - 0054), Surat, Gujarat
Cheque No.
00000054
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MSNU0000054 | 394313002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.