IFSCIndex

Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps IFSC Code

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Mahila Nagrik Sahakari Bank Maryadit Mahasamund

HDFC0CMNSBM

IFSC · Used for NEFT, IMPS & RTGS

493863101

MICR · Used for Cheque Clearance

Branch

Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps

Address

Station Road , Mahasamund

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District

Mahasamund

State

Maharashtra

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Frequently Asked Questions

About Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm), Mahasamund

The IFSC code HDFC0CMNSBM (lowercase: hdfc0cmnsbm) belongs to Mahila Nagrik Sahakari Bank Maryadit Mahasamund, specifically the Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm) branch located in Mahasamund, Maharashtra.

The 5th character in the IFSC code HDFC0CMNSBM is a zero (0), not the letter 'O'. The correct format is HDFC0CMNSBM (lowercase: hdfc0cmnsbm), and not HDFCOCMNSBM. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm) in Mahasamund, Maharashtra is HDFC0CMNSBM. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm) is located at Station Road , Mahasamund, Mahasamund, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm) is 493863101. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code HDFC0CMNSBM is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code HDFC0CMNSBM by checking: (1) The top-left corner of any Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund Imps (station Road Mahasamund - Nsbm) cheque leaf, (2) The first page of your Mahila Nagrik Sahakari Bank Maryadit Mahasamund passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: HDFC0CMNSBM

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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HDFC
Bank Codechars 1–4
0Reservedchar 5
CMNSBM
Branch Codechars 6–11

HDFC0CMNSBM

What Each Part Means

Bank Code — HDFC
The first 4 characters uniquely identify Mahila Nagrik Sahakari Bank Maryadit Mahasamund at the national level. Every branch of Mahila Nagrik Sahakari Bank Maryadit Mahasamund across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — CMNSBM
The final 6 characters CMNSBM uniquely identify this specific branch within the Mahila Nagrik Sahakari Bank Maryadit Mahasamund network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code HDFC0CMNSBM
SegmentCharsValuePurpose
Bank Code1–4HDFCIdentifies Mahila Nagrik Sahakari Bank Maryadit Mahasamund
Reserved50RBI reserved (always 0)
Branch Code6–11CMNSBMUnique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchHDFC0CMNSBM493863101
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.