Mahesh Sahakari Bank Ltd Pune Laxmi Road IFSC Code
Mahesh Sahakari Bank Ltd Pune
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Laxmi Road
District
Pune
State
Maharashtra
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Other Mahesh Sahakari Bank Ltd Pune Branches in Pune
4 nearby branches — click to view IFSC
Rtgs-ho (chatrapati Shivaji Market Ya - 0001)
Plot No.372/73/74,chatrapati Shivaji Market Yard,gultekadi,pune-411037
Karve Road (pump Karve Road Pune-411004 - 0003)
17/7,sai House,near Excel Petrol Pump,karve Road,pune-411004
Raviwar Peth (peth Vajradehi Chowk Phadake - 0004)
468,raviwar Peth,vajradehi Chowk,phadake Haud,pune-411002
Market Yard (chatrapati Shivaji Market Ya - 0005)
Plot No 372/73/74,chatrapati Shivaji Market Yard,gultekadi,pune-411037
Frequently Asked Questions
About Mahesh Sahakari Bank Ltd Pune Laxmi Road (711 - 0002), Pune
The IFSC code MSBL0000002 (lowercase: msbl0000002) belongs to Mahesh Sahakari Bank Ltd Pune, specifically the Laxmi Road (711 - 0002) branch located in Pune, Maharashtra.
The 5th character in the IFSC code MSBL0000002 is a zero (0), not the letter 'O'. The correct format is MSBL0000002 (lowercase: msbl0000002), and not MSBLO000002. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Mahesh Sahakari Bank Ltd Pune Laxmi Road (711 - 0002) in Pune, Maharashtra is MSBL0000002. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Mahesh Sahakari Bank Ltd Pune Laxmi Road (711 - 0002) is located at 711,nayaran Peth,ramchandra Apartment,pune-411030, Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Mahesh Sahakari Bank Ltd Pune Laxmi Road (711 - 0002) is 411175002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code MSBL0000002 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MSBL0000002 by checking: (1) The top-left corner of any Mahesh Sahakari Bank Ltd Pune Laxmi Road (711 - 0002) cheque leaf, (2) The first page of your Mahesh Sahakari Bank Ltd Pune passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MSBL0000002
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
MSBL0000002
What Each Part Means
- Bank Code — MSBL
- The first 4 characters uniquely identify Mahesh Sahakari Bank Ltd Pune at the national level. Every branch of Mahesh Sahakari Bank Ltd Pune across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000002
- The final 6 characters 000002 uniquely identify this specific branch within the Mahesh Sahakari Bank Ltd Pune network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MSBL | Identifies Mahesh Sahakari Bank Ltd Pune |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000002 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Mahesh Sahakari Bank Ltd Pune
Laxmi Road (711 - 0002), Pune, Maharashtra
Cheque No.
00000002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MSBL0000002 | 411175002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.