Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge IFSC Code
Maharashtra State Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge
Address
Near Panchayat Samiti, Ward No 11, Karanja, Tah Karanja, Dist Wardha Pin Code-442203
View on Google MapsDistrict
Karanja Ghadge
State
Maharashtra
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Frequently Asked Questions
About Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06), Karanja Ghadge
The IFSC code MSCI0WDCC06 (lowercase: msci0wdcc06) belongs to Maharashtra State Co Operative Bank, specifically the The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06) branch located in Karanja Ghadge, Maharashtra.
The 5th character in the IFSC code MSCI0WDCC06 is a zero (0), not the letter 'O'. The correct format is MSCI0WDCC06 (lowercase: msci0wdcc06), and not MSCIOWDCC06. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06) in Karanja Ghadge, Maharashtra is MSCI0WDCC06. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06) is located at Near Panchayat Samiti, Ward No 11, Karanja, Tah Karanja, Dist Wardha Pin Code-442203, Karanja Ghadge, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06) is 442805013. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code MSCI0WDCC06 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MSCI0WDCC06 by checking: (1) The top-left corner of any Maharashtra State Co Operative Bank The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06) cheque leaf, (2) The first page of your Maharashtra State Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MSCI0WDCC06
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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MSCI0WDCC06
What Each Part Means
- Bank Code — MSCI
- The first 4 characters uniquely identify Maharashtra State Co Operative Bank at the national level. Every branch of Maharashtra State Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — WDCC06
- The final 6 characters WDCC06 uniquely identify this specific branch within the Maharashtra State Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MSCI | Identifies Maharashtra State Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | WDCC06 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Maharashtra State Co Operative Bank
The Wardha District Central Cooperative Bank Ltd. Branch Karanja Ghadge (near Panchayat Samiti - Cc06), Karanja Ghadge, Maharashtra
Cheque No.
00000006
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MSCI0WDCC06 | 442805013 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.