Mahanagar Co Operative Bank Bhosari IFSC Code
Mahanagar Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Bhosari
Address
Ground Floor, S.no.201-5a, Milkat Number 59-4-353, Jai Maharashtra Chowk, Alandi Road, Bhosari, Pune - 411039
View on Google MapsDistrict
Pune
State
Maharashtra
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Other Mahanagar Co Operative Bank Branches in Pune
4 nearby branches — click to view IFSC
Pune (pune Nagar Road Pune-411014 - 0052)
48/1, Chandan Nagar, Shri Building, Pune Nagar Road, Pune-411014
Talwade (10 Triveni Nagar Talwadepimp - 0055)
Vishwamala Sahakari Gruh Rachana Maryadi,plot No.10,triveni Nagar,talwadepimpari Chinchwad -411014
Navi Sangvi (23 Famous Chowk Navi Sangvi - 0056)
Shitole Empire , Gala No. 18 To 23, Famous Chowk, Navi Sangvi, Pune. Pin. 411027 Ph. No. 020 27280350
Yerawada (52 - 0058)
52, P. S. Plaza, Yerawada Bazar, Yerawada, Pune. 411066.
Frequently Asked Questions
About Mahanagar Co Operative Bank Bhosari (chowk Alandi Road Bhosari Pu - 0064), Pune
The IFSC code MCBL0960064 (lowercase: mcbl0960064) belongs to Mahanagar Co Operative Bank, specifically the Bhosari (chowk Alandi Road Bhosari Pu - 0064) branch located in Pune, Maharashtra.
The 5th character in the IFSC code MCBL0960064 is a zero (0), not the letter 'O'. The correct format is MCBL0960064 (lowercase: mcbl0960064), and not MCBLO960064. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Mahanagar Co Operative Bank Bhosari (chowk Alandi Road Bhosari Pu - 0064) in Pune, Maharashtra is MCBL0960064. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Mahanagar Co Operative Bank Bhosari (chowk Alandi Road Bhosari Pu - 0064) is located at Ground Floor, S.no.201-5a, Milkat Number 59-4-353, Jai Maharashtra Chowk, Alandi Road, Bhosari, Pune - 411039, Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Mahanagar Co Operative Bank Bhosari (chowk Alandi Road Bhosari Pu - 0064) is 411096009. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code MCBL0960064 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MCBL0960064 by checking: (1) The top-left corner of any Mahanagar Co Operative Bank Bhosari (chowk Alandi Road Bhosari Pu - 0064) cheque leaf, (2) The first page of your Mahanagar Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MCBL0960064
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
MCBL0960064
What Each Part Means
- Bank Code — MCBL
- The first 4 characters uniquely identify Mahanagar Co Operative Bank at the national level. Every branch of Mahanagar Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 960064
- The final 6 characters 960064 uniquely identify this specific branch within the Mahanagar Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MCBL | Identifies Mahanagar Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 960064 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Mahanagar Co Operative Bank
Bhosari (chowk Alandi Road Bhosari Pu - 0064), Pune, Maharashtra
Cheque No.
00960064
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MCBL0960064 | 411096009 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.