Mahanagar Co Operative Bank Head Office IFSC Code
Mahanagar Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Head Office
Address
1st Floor, Vyapar Bhavan ,49, P.dmello Road,carnac Bunder, Mumbai - 400 009.
View on Google MapsDistrict
Mumbai
State
Maharashtra
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Other Mahanagar Co Operative Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Ho (b A Road Lalbaug Mumbai - 0001)
Gs Mahanagar Co Op Bank Ltd, Ground Floor, Hiramani Super Market Building, Dr. B.a.road, Lalbaug, Mumbai 400012
Carnac Bunder (59 Dmello Road Carnac Bunder - 0002)
Navratan Building, 59, Dmello Road, Carnac Bunder, Mumbai-400009
Fort (nagindas Master Road Fort Mu - 0003)
Unit No.1 & 2, Ground Floor, S.p.centre Building, 68/70, Nagindas Master Road, Fort, Mumbai-400023.
Ghatkopar (b Kadam Marg Bhatwadi Ghatko - 0004)
Ganesh Baug Co-op.hsg.society, R.b.kadam Marg, Bhatwadi, Ghatkopar, Mumbai-400084
Frequently Asked Questions
About Mahanagar Co Operative Bank Head Office (p Dmello Road Carnac Bunder - Rnac), Mumbai
The IFSC code MCBL0CARNAC (lowercase: mcbl0carnac) belongs to Mahanagar Co Operative Bank, specifically the Head Office (p Dmello Road Carnac Bunder - Rnac) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code MCBL0CARNAC is a zero (0), not the letter 'O'. The correct format is MCBL0CARNAC (lowercase: mcbl0carnac), and not MCBLOCARNAC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Mahanagar Co Operative Bank Head Office (p Dmello Road Carnac Bunder - Rnac) in Mumbai, Maharashtra is MCBL0CARNAC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Mahanagar Co Operative Bank Head Office (p Dmello Road Carnac Bunder - Rnac) is located at 1st Floor, Vyapar Bhavan ,49, P.dmello Road,carnac Bunder, Mumbai - 400 009., Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Mahanagar Co Operative Bank Head Office (p Dmello Road Carnac Bunder - Rnac) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code MCBL0CARNAC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code MCBL0CARNAC by checking: (1) The top-left corner of any Mahanagar Co Operative Bank Head Office (p Dmello Road Carnac Bunder - Rnac) cheque leaf, (2) The first page of your Mahanagar Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: MCBL0CARNAC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
MCBL0CARNAC
What Each Part Means
- Bank Code — MCBL
- The first 4 characters uniquely identify Mahanagar Co Operative Bank at the national level. Every branch of Mahanagar Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — CARNAC
- The final 6 characters CARNAC uniquely identify this specific branch within the Mahanagar Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | MCBL | Identifies Mahanagar Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | CARNAC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Mahanagar Co Operative Bank
Head Office (p Dmello Road Carnac Bunder - Rnac), Mumbai, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | MCBL0CARNAC | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.