Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps IFSC Code
Krishna Sahakari Bank Rethare Bk
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Krishna Sahakari Bank Rethare Bk Imps
District
Karad
State
Maharashtra
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Frequently Asked Questions
About Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs), Karad
The IFSC code IBKL0470KRS (lowercase: ibkl0470krs) belongs to Krishna Sahakari Bank Rethare Bk, specifically the Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs) branch located in Karad, Maharashtra.
The 5th character in the IFSC code IBKL0470KRS is a zero (0), not the letter 'O'. The correct format is IBKL0470KRS (lowercase: ibkl0470krs), and not IBKLO470KRS. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs) in Karad, Maharashtra is IBKL0470KRS. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs) is located at 269,dms Complex Opp Krishna Hosp A P Malkapur Tal Karad Dist Satara, Karad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs) is 415804352. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0470KRS is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0470KRS by checking: (1) The top-left corner of any Krishna Sahakari Bank Rethare Bk Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs) cheque leaf, (2) The first page of your Krishna Sahakari Bank Rethare Bk passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0470KRS
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0470KRS
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Krishna Sahakari Bank Rethare Bk at the national level. Every branch of Krishna Sahakari Bank Rethare Bk across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 470KRS
- The final 6 characters 470KRS uniquely identify this specific branch within the Krishna Sahakari Bank Rethare Bk network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Krishna Sahakari Bank Rethare Bk |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 470KRS | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Krishna Sahakari Bank Rethare Bk
Krishna Sahakari Bank Rethare Bk Imps (dms Complex Opp Krishna Hosp - 0krs), Karad, Maharashtra
Cheque No.
00000470
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0470KRS | 415804352 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.