Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch IFSC Code
Konark Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch
District
Ulhasnagar
State
Maharashtra
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Other Konark Urban Co Operative Bank Branches in Ulhasnagar
4 nearby branches — click to view IFSC
The Konark Urban Co-op Bank Ltd Main Branch (new Link Road Ulhasnagar 421 - B252)
14,hardwar Apartments,new Link Road,ulhasnagar 421002
The Konark Urban Co-op Bank Ltd Ulhasnar Br (section 39 Near Sai Baba - B253)
Section 39,near Sai Baba Mandir,ulhasnagar 421005
The Konark Urban Co-op Bank Ltd Siru Chowk Br (mohan Empire - B254)
Shop No 563,mohan Empire,ulhasnagar 421002
Konark Urban Co-operative Bank Imps (new Link Road Ulhasnagar-421 - Ucb1)
14,hardwar Apartment, New Link Road,ulhasnagar-421002
Frequently Asked Questions
About Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255), Ulhasnagar
The IFSC code KJSB0KUB255 (lowercase: kjsb0kub255) belongs to Konark Urban Co Operative Bank, specifically the The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255) branch located in Ulhasnagar, Maharashtra.
The 5th character in the IFSC code KJSB0KUB255 is a zero (0), not the letter 'O'. The correct format is KJSB0KUB255 (lowercase: kjsb0kub255), and not KJSBOKUB255. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255) in Ulhasnagar, Maharashtra is KJSB0KUB255. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255) is located at Gala No. B, Ground Floor, Konark Plaza, Ulhasnagar 421003, Ulhasnagar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255) is 400367255. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KJSB0KUB255 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KJSB0KUB255 by checking: (1) The top-left corner of any Konark Urban Co Operative Bank The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255) cheque leaf, (2) The first page of your Konark Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KJSB0KUB255
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KJSB0KUB255
What Each Part Means
- Bank Code — KJSB
- The first 4 characters uniquely identify Konark Urban Co Operative Bank at the national level. Every branch of Konark Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — KUB255
- The final 6 characters KUB255 uniquely identify this specific branch within the Konark Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KJSB | Identifies Konark Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | KUB255 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Konark Urban Co Operative Bank
The Konark Urben Co. Op. Bank Ltd. Sapna Garden Branch (gala No. B - B255), Ulhasnagar, Maharashtra
Cheque No.
00000255
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KJSB0KUB255 | 400367255 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.