Kolhapur Urban Co Operative Bank Rtgs-ho IFSC Code
Kolhapur Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Rtgs-ho
District
Kolhapur
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Kolhapur Urban Co Operative Bank Customers
Free calculators — no login required
Kolhapur Urban Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Kolhapur Urban Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Kolhapur Urban Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Kolhapur Urban Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Kolhapur Urban Co Operative Bank Branches in Kolhapur
4 nearby branches — click to view IFSC
Kolhapur Urban Co-operative Bank Imps (514 D Ward Gangavesh Kolhapu - Ucbl)
514,d Ward, Gangavesh,kolhapur
Main Branch (514 D Ward Gangawesh Ground - 0003)
514,d Ward,gangawesh,ground Floor,kolhapur 416002
Rajarampuri Branch (1866 E Ward Rajarampuri 7th - 0004)
1866 E Ward,rajarampuri,7th Lane,kolhapur-416008
New Shahupuri Branch (ward Station Road New Shahup - 0005)
329 E Ward,station Road,new Shahupuri,kolhapur.416003
Frequently Asked Questions
About Kolhapur Urban Co Operative Bank Rtgs-ho (514 D Ward Gangawesh 1st - 0001), Kolhapur
The IFSC code KOLH0000001 (lowercase: kolh0000001) belongs to Kolhapur Urban Co Operative Bank, specifically the Rtgs-ho (514 D Ward Gangawesh 1st - 0001) branch located in Kolhapur, Maharashtra.
The 5th character in the IFSC code KOLH0000001 is a zero (0), not the letter 'O'. The correct format is KOLH0000001 (lowercase: kolh0000001), and not KOLHO000001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Kolhapur Urban Co Operative Bank Rtgs-ho (514 D Ward Gangawesh 1st - 0001) in Kolhapur, Maharashtra is KOLH0000001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Kolhapur Urban Co Operative Bank Rtgs-ho (514 D Ward Gangawesh 1st - 0001) is located at 514,d Ward Gangawesh 1st Floor Kolhapur 416002, Kolhapur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Kolhapur Urban Co Operative Bank Rtgs-ho (514 D Ward Gangawesh 1st - 0001) in Kolhapur is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code KOLH0000001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KOLH0000001 by checking: (1) The top-left corner of any Kolhapur Urban Co Operative Bank Rtgs-ho (514 D Ward Gangawesh 1st - 0001) cheque leaf, (2) The first page of your Kolhapur Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KOLH0000001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KOLH0000001
What Each Part Means
- Bank Code — KOLH
- The first 4 characters uniquely identify Kolhapur Urban Co Operative Bank at the national level. Every branch of Kolhapur Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000001
- The final 6 characters 000001 uniquely identify this specific branch within the Kolhapur Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KOLH | Identifies Kolhapur Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Kolhapur Urban Co Operative Bank
Rtgs-ho (514 D Ward Gangawesh 1st - 0001), Kolhapur, Maharashtra
Cheque No.
00000001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KOLH0000001 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.