Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch IFSC Code
Khardah Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Khardah Co Operative Bank Ltd Rahara Branch
District
Khardah
State
West Bengal
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Frequently Asked Questions
About Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02), Khardah
The IFSC code WBSC0KUCB02 (lowercase: wbsc0kucb02) belongs to Khardah Co Operative Bank, specifically the Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02) branch located in Khardah, West Bengal.
The 5th character in the IFSC code WBSC0KUCB02 is a zero (0), not the letter 'O'. The correct format is WBSC0KUCB02 (lowercase: wbsc0kucb02), and not WBSCOKUCB02. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02) in Khardah, West Bengal is WBSC0KUCB02. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02) is located at Tarak Market Complex,arunachal, Khardah, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02) is 700093267. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code WBSC0KUCB02 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0KUCB02 by checking: (1) The top-left corner of any Khardah Co Operative Bank Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02) cheque leaf, (2) The first page of your Khardah Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0KUCB02
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
WBSC0KUCB02
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Khardah Co Operative Bank at the national level. Every branch of Khardah Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — KUCB02
- The final 6 characters KUCB02 uniquely identify this specific branch within the Khardah Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Khardah Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | KUCB02 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Khardah Co Operative Bank
Khardah Co Operative Bank Ltd Rahara Branch (tarak Market Complex Arunach - Cb02), Khardah, West Bengal
Cheque No.
00000002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0KUCB02 | 700093267 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.