Keshav Sehkari Bank Keshav Sehkari Bank Imps IFSC Code
Keshav Sehkari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Keshav Sehkari Bank Imps
Address
6428 29,block No 8 Araya Samaj Road, Dev Nagar,karol Baug New Delhi 110005
View on Google MapsDistrict
Delhi
State
Maharashtra
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Frequently Asked Questions
About Keshav Sehkari Bank Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb), Delhi
The IFSC code IBKL0413KSB (lowercase: ibkl0413ksb) belongs to Keshav Sehkari Bank, specifically the Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb) branch located in Delhi, Maharashtra.
The 5th character in the IFSC code IBKL0413KSB is a zero (0), not the letter 'O'. The correct format is IBKL0413KSB (lowercase: ibkl0413ksb), and not IBKLO413KSB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Keshav Sehkari Bank Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb) in Delhi, Maharashtra is IBKL0413KSB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Keshav Sehkari Bank Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb) is located at 6428 29,block No 8 Araya Samaj Road, Dev Nagar,karol Baug New Delhi 110005, Delhi, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Keshav Sehkari Bank Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb) is 110259037. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0413KSB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0413KSB by checking: (1) The top-left corner of any Keshav Sehkari Bank Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb) cheque leaf, (2) The first page of your Keshav Sehkari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0413KSB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0413KSB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Keshav Sehkari Bank at the national level. Every branch of Keshav Sehkari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 413KSB
- The final 6 characters 413KSB uniquely identify this specific branch within the Keshav Sehkari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Keshav Sehkari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 413KSB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Keshav Sehkari Bank
Keshav Sehkari Bank Imps (araya Samaj Road Dev Nagar - 3ksb), Delhi, Maharashtra
Cheque No.
00000413
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0413KSB | 110259037 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.