Kerala Gramin Bank Elappara IFSC Code
Kerala Gramin Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Elappara
Address
Elappara Matha Buildings,near Bus Stand,elappara Po ,idukki District 685501
View on Google MapsDistrict
Idukki
State
Kerala
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Other Kerala Gramin Bank Branches in Idukki
4 nearby branches — click to view IFSC
Thodupuzha (kalarikkal Building Near Pri - 0328)
Thodupuzha Kalarikkal Building,near Privatebus Stand,p.o.thodupuzha Idukki Dt,pin 685584
Karimkunnam (karimkunnam Mugalelbuilding - 0331)
Karimkunnam Mugalelbuilding,p.o.karimkunnam Idukki Dt,pin 685586
Muttom (muttom P.o.muttomidukki Dt - 0333)
Muttom P.o.muttomidukki Dt,pin 685587
Karimannur (karimannur Parayanilamshoppi - 0339)
Karimannur Parayanilamshoppin Gcomplexp.o.karimannur Idukki Dt,pin 685581
Frequently Asked Questions
About Kerala Gramin Bank Elappara (matha Buildings Near Bus Sta - 0385), Idukki
The IFSC code KLGB0040385 (lowercase: klgb0040385) belongs to Kerala Gramin Bank, specifically the Elappara (matha Buildings Near Bus Sta - 0385) branch located in Idukki, Kerala.
The 5th character in the IFSC code KLGB0040385 is a zero (0), not the letter 'O'. The correct format is KLGB0040385 (lowercase: klgb0040385), and not KLGBO040385. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Kerala Gramin Bank Elappara (matha Buildings Near Bus Sta - 0385) in Idukki, Kerala is KLGB0040385. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Kerala Gramin Bank Elappara (matha Buildings Near Bus Sta - 0385) is located at Elappara Matha Buildings,near Bus Stand,elappara Po ,idukki District 685501, Idukki, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Kerala Gramin Bank Elappara (matha Buildings Near Bus Sta - 0385) is 685480202. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KLGB0040385 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KLGB0040385 by checking: (1) The top-left corner of any Kerala Gramin Bank Elappara (matha Buildings Near Bus Sta - 0385) cheque leaf, (2) The first page of your Kerala Gramin Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KLGB0040385
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KLGB0040385
What Each Part Means
- Bank Code — KLGB
- The first 4 characters uniquely identify Kerala Gramin Bank at the national level. Every branch of Kerala Gramin Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 040385
- The final 6 characters 040385 uniquely identify this specific branch within the Kerala Gramin Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KLGB | Identifies Kerala Gramin Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 040385 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Kerala Gramin Bank
Elappara (matha Buildings Near Bus Sta - 0385), Idukki, Kerala
Cheque No.
00040385
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KLGB0040385 | 685480202 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.