Karur Vysya Bank Salem Cherry Road IFSC Code
Karur Vysya Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Salem Cherry Road
Address
D No 1,ground Floor, Kumarasamypatty,cherry Road,salem 636007,salem, Tamil Nadu
View on Google MapsDistrict
Salem
State
Tamil Nadu
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Salem Divisional Office (45-46 Car Street - 1251)
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Frequently Asked Questions
About Karur Vysya Bank Salem Cherry Road (kumarasamypatty Cherry Road - 1986), Salem
The IFSC code KVBL0001986 (lowercase: kvbl0001986) belongs to Karur Vysya Bank, specifically the Salem Cherry Road (kumarasamypatty Cherry Road - 1986) branch located in Salem, Tamil Nadu.
The 5th character in the IFSC code KVBL0001986 is a zero (0), not the letter 'O'. The correct format is KVBL0001986 (lowercase: kvbl0001986), and not KVBLO001986. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karur Vysya Bank Salem Cherry Road (kumarasamypatty Cherry Road - 1986) in Salem, Tamil Nadu is KVBL0001986. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karur Vysya Bank Salem Cherry Road (kumarasamypatty Cherry Road - 1986) is located at D No 1,ground Floor, Kumarasamypatty,cherry Road,salem 636007,salem, Tamil Nadu, Salem, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Karur Vysya Bank Salem Cherry Road (kumarasamypatty Cherry Road - 1986) in Salem is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code KVBL0001986 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KVBL0001986 by checking: (1) The top-left corner of any Karur Vysya Bank Salem Cherry Road (kumarasamypatty Cherry Road - 1986) cheque leaf, (2) The first page of your Karur Vysya Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KVBL0001986
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KVBL0001986
What Each Part Means
- Bank Code — KVBL
- The first 4 characters uniquely identify Karur Vysya Bank at the national level. Every branch of Karur Vysya Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001986
- The final 6 characters 001986 uniquely identify this specific branch within the Karur Vysya Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KVBL | Identifies Karur Vysya Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001986 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karur Vysya Bank
Salem Cherry Road (kumarasamypatty Cherry Road - 1986), Salem, Tamil Nadu
Cheque No.
00001986
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KVBL0001986 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.