Karnataka State Co Operative Apex Bank Uttarahalli IFSC Code
Karnataka State Co Operative Apex Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Uttarahalli
Address
No 1348, 29th Main Road, Poornaprajna Hbcs Layout, Vaddarapalya Village, Uttarahalli Hobli, Bengaluru 560061
View on Google MapsDistrict
Bengaluru
State
Karnataka
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Other Karnataka State Co Operative Apex Bank Branches in Bengaluru
4 nearby branches — click to view IFSC
Vidhyaranyapuram (vidayaranyapuram Main Road B - 1050)
No.951,1st Floor, Opp. To Bel White Square Apartment,vidayaranyapuram Main Road, Bengaluru-560097
Sir M Vishweshwaraiah Layout (ullal Main Road Manganahalli - 1051)
No.21, Gowri Complex, Ullal Main Road, Manganahalli Cross, Vishveshwaraiah Layout, 5th Block, Opposite Bus Stop, Bengaluru-560056.
Bannerughatta Road Branch (hobli Bannerghatta Road Beng - 1052)
No.1061, Bilekahalli Village, Begur Hobli, Bannerghatta Road, Bengaluru South Taluk, Bengaluru-560076.
Talaghatapura Branch (kanakapura Main Road Utharah - 1053)
No.5, Khatha No 90/2, Vajarahalli To Kanakapura Main Road, Utharahalli Hobli, Bengaluru South Taluk, Bengaluru - 560109
Frequently Asked Questions
About Karnataka State Co Operative Apex Bank Uttarahalli (29th Main Road Poornaprajna - 1055), Bengaluru
The IFSC code KSCB0001055 (lowercase: kscb0001055) belongs to Karnataka State Co Operative Apex Bank, specifically the Uttarahalli (29th Main Road Poornaprajna - 1055) branch located in Bengaluru, Karnataka.
The 5th character in the IFSC code KSCB0001055 is a zero (0), not the letter 'O'. The correct format is KSCB0001055 (lowercase: kscb0001055), and not KSCBO001055. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karnataka State Co Operative Apex Bank Uttarahalli (29th Main Road Poornaprajna - 1055) in Bengaluru, Karnataka is KSCB0001055. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karnataka State Co Operative Apex Bank Uttarahalli (29th Main Road Poornaprajna - 1055) is located at No 1348, 29th Main Road, Poornaprajna Hbcs Layout, Vaddarapalya Village, Uttarahalli Hobli, Bengaluru 560061, Bengaluru, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Karnataka State Co Operative Apex Bank Uttarahalli (29th Main Road Poornaprajna - 1055) is 560226049. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KSCB0001055 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KSCB0001055 by checking: (1) The top-left corner of any Karnataka State Co Operative Apex Bank Uttarahalli (29th Main Road Poornaprajna - 1055) cheque leaf, (2) The first page of your Karnataka State Co Operative Apex Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KSCB0001055
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KSCB0001055
What Each Part Means
- Bank Code — KSCB
- The first 4 characters uniquely identify Karnataka State Co Operative Apex Bank at the national level. Every branch of Karnataka State Co Operative Apex Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001055
- The final 6 characters 001055 uniquely identify this specific branch within the Karnataka State Co Operative Apex Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KSCB | Identifies Karnataka State Co Operative Apex Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001055 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karnataka State Co Operative Apex Bank
Uttarahalli (29th Main Road Poornaprajna - 1055), Bengaluru, Karnataka
Cheque No.
00001055
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KSCB0001055 | 560226049 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.