Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps IFSC Code
Karnataka Mahila Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Karnataka Mahila Sahakari Bank Imps
Address
Near Shankar Mutt Basavanahalli Main Road Basavanahalli Chikmagalur 577101
View on Google MapsDistrict
Chikmagalur
State
Maharashtra
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Frequently Asked Questions
About Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb), Chikmagalur
The IFSC code UTIB0SCJMSB (lowercase: utib0scjmsb) belongs to Karnataka Mahila Sahakari Bank, specifically the Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb) branch located in Chikmagalur, Maharashtra.
The 5th character in the IFSC code UTIB0SCJMSB is a zero (0), not the letter 'O'. The correct format is UTIB0SCJMSB (lowercase: utib0scjmsb), and not UTIBOSCJMSB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb) in Chikmagalur, Maharashtra is UTIB0SCJMSB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb) is located at Near Shankar Mutt Basavanahalli Main Road Basavanahalli Chikmagalur 577101, Chikmagalur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb) is 577259251. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SCJMSB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SCJMSB by checking: (1) The top-left corner of any Karnataka Mahila Sahakari Bank Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb) cheque leaf, (2) The first page of your Karnataka Mahila Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SCJMSB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0SCJMSB
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify Karnataka Mahila Sahakari Bank at the national level. Every branch of Karnataka Mahila Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SCJMSB
- The final 6 characters SCJMSB uniquely identify this specific branch within the Karnataka Mahila Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies Karnataka Mahila Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SCJMSB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karnataka Mahila Sahakari Bank
Karnataka Mahila Sahakari Bank Imps (basavanahalli Main Road Basa - Jmsb), Chikmagalur, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SCJMSB | 577259251 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.