Karnataka Gramin Bank Surahaonne IFSC Code
Karnataka Gramin Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Surahaonne
Address
The Manager,karnataka Grameena Bank,surahonne Branch, Honnali Taluk, Davanagere District, Pin - 577 223,
View on Google MapsDistrict
Honnali
State
Karnataka
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Other Karnataka Gramin Bank Branches in Honnali
4 nearby branches — click to view IFSC
Benakanahalli (the Manager - 0554)
The Manager, Karnataka Grameena Bank, Benakanahallibranch, Honnali Taluk,davanagere District, Pin577 224,
Honali (bank Nyamathi Road Honnali B - 0653)
The Manager,karnataka Grameena Bank,nyamathi Road, Honnali Branch , Davanagere District, Pin - 577 217,
Kumbalur (the Manager - 0892)
The Manager,karnataka Grameena Bank, Kumbalur Hnl Branch, Honnali Taluk,davanagere District, Pin577 519,
Lingapura (the Manager - 0940)
The Manager,karnataka Grameena Bank, Lingapura Branch, Honnali Taluk, Davanagere District, Pin - 577 224,
Frequently Asked Questions
About Karnataka Gramin Bank Surahaonne (the Manager - 0945), Honnali
The IFSC code PKGB0010945 (lowercase: pkgb0010945) belongs to Karnataka Gramin Bank, specifically the Surahaonne (the Manager - 0945) branch located in Honnali, Karnataka.
The 5th character in the IFSC code PKGB0010945 is a zero (0), not the letter 'O'. The correct format is PKGB0010945 (lowercase: pkgb0010945), and not PKGBO010945. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karnataka Gramin Bank Surahaonne (the Manager - 0945) in Honnali, Karnataka is PKGB0010945. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karnataka Gramin Bank Surahaonne (the Manager - 0945) is located at The Manager,karnataka Grameena Bank,surahonne Branch, Honnali Taluk, Davanagere District, Pin - 577 223,, Honnali, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Karnataka Gramin Bank Surahaonne (the Manager - 0945) is 577697554. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code PKGB0010945 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code PKGB0010945 by checking: (1) The top-left corner of any Karnataka Gramin Bank Surahaonne (the Manager - 0945) cheque leaf, (2) The first page of your Karnataka Gramin Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: PKGB0010945
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
PKGB0010945
What Each Part Means
- Bank Code — PKGB
- The first 4 characters uniquely identify Karnataka Gramin Bank at the national level. Every branch of Karnataka Gramin Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 010945
- The final 6 characters 010945 uniquely identify this specific branch within the Karnataka Gramin Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | PKGB | Identifies Karnataka Gramin Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 010945 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karnataka Gramin Bank
Surahaonne (the Manager - 0945), Honnali, Karnataka
Cheque No.
00010945
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | PKGB0010945 | 577697554 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.