Karnataka Bank Kolkata-a.j.c Bose Road IFSC Code
Karnataka Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kolkata-a.j.c Bose Road
District
Kolkata
State
West Bengal
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Other Karnataka Bank Branches in Kolkata
4 nearby branches — click to view IFSC
Bhowanipore (40 - 0439)
40,ground Floor Ashutosh Mukerjee Roadbhowanipore Kolkata, Pin -700020
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D.no.60,ground Floor,vivekananda Road,jorasanko, Girish Park,kolkata-700006
Beliaghatta (hemchandra Naskar Road Belia - 0438)
32,ground Floor,hemchandra Naskar Road,beliaghata,kolkata, Pin - 700010
Ro Kolkata (a Ajc Road Kolkata - - 0450)
First Floor, Office No.111, Diamond Prestige, 41 A Ajc Road, Kolkata - 700017
Frequently Asked Questions
About Karnataka Bank Kolkata-a.j.c Bose Road (c Bose Road - 0380), Kolkata
The IFSC code KARB0000380 (lowercase: karb0000380) belongs to Karnataka Bank, specifically the Kolkata-a.j.c Bose Road (c Bose Road - 0380) branch located in Kolkata, West Bengal.
The 5th character in the IFSC code KARB0000380 is a zero (0), not the letter 'O'. The correct format is KARB0000380 (lowercase: karb0000380), and not KARBO000380. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karnataka Bank Kolkata-a.j.c Bose Road (c Bose Road - 0380) in Kolkata, West Bengal is KARB0000380. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karnataka Bank Kolkata-a.j.c Bose Road (c Bose Road - 0380) is located at D No 41 A , Ground Floor ,diamond Prestige,a.j.c Bose Road-700017, Kolkata, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Karnataka Bank Kolkata-a.j.c Bose Road (c Bose Road - 0380) is 700052014. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KARB0000380 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KARB0000380 by checking: (1) The top-left corner of any Karnataka Bank Kolkata-a.j.c Bose Road (c Bose Road - 0380) cheque leaf, (2) The first page of your Karnataka Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KARB0000380
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KARB0000380
What Each Part Means
- Bank Code — KARB
- The first 4 characters uniquely identify Karnataka Bank at the national level. Every branch of Karnataka Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000380
- The final 6 characters 000380 uniquely identify this specific branch within the Karnataka Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KARB | Identifies Karnataka Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000380 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karnataka Bank
Kolkata-a.j.c Bose Road (c Bose Road - 0380), Kolkata, West Bengal
Cheque No.
00000380
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KARB0000380 | 700052014 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.