IFSCIndex

Karnataka Bank Mathimane-aramanekoppa Gp IFSC Code

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Karnataka Bank

KARB0000984

IFSC · Used for NEFT, IMPS & RTGS

577052209

MICR · Used for Cheque Clearance

Branch

Mathimane-aramanekoppa Gp

Address

Laxmi Complex,shivamogga Kollur Road,mathimane-577425,aramanekoppa Gp,hosanagara Taluk

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District

Shivamogga

State

Karnataka

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Frequently Asked Questions

About Karnataka Bank Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984), Shivamogga

The IFSC code KARB0000984 (lowercase: karb0000984) belongs to Karnataka Bank, specifically the Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984) branch located in Shivamogga, Karnataka.

The 5th character in the IFSC code KARB0000984 is a zero (0), not the letter 'O'. The correct format is KARB0000984 (lowercase: karb0000984), and not KARBO000984. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Karnataka Bank Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984) in Shivamogga, Karnataka is KARB0000984. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Karnataka Bank Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984) is located at Laxmi Complex,shivamogga Kollur Road,mathimane-577425,aramanekoppa Gp,hosanagara Taluk, Shivamogga, Karnataka. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Karnataka Bank Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984) is 577052209. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code KARB0000984 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code KARB0000984 by checking: (1) The top-left corner of any Karnataka Bank Mathimane-aramanekoppa Gp (shivamogga Kollur Road Mathi - 0984) cheque leaf, (2) The first page of your Karnataka Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: KARB0000984

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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KARB
Bank Codechars 1–4
0Reservedchar 5
000984
Branch Codechars 6–11

KARB0000984

What Each Part Means

Bank Code — KARB
The first 4 characters uniquely identify Karnataka Bank at the national level. Every branch of Karnataka Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000984
The final 6 characters 000984 uniquely identify this specific branch within the Karnataka Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code KARB0000984
SegmentCharsValuePurpose
Bank Code1–4KARBIdentifies Karnataka Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000984Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchKARB0000984577052209
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.