Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps IFSC Code
Karnatak Central Co Operative Bank Dharwad
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Karnatak Central Co-operative Bank Dharwad Imps
District
Dharwad
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Karnatak Central Co Operative Bank Dharwad Customers
Free calculators — no login required
Karnatak Central Co Operative Bank Dharwad FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Karnatak Central Co Operative Bank Dharwad RD Calculator
Compute recurring deposit maturity with monthly deposits
Karnatak Central Co Operative Bank Dharwad APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Karnatak Central Co Operative Bank Dharwad SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001), Dharwad
The IFSC code KSCB0015001 (lowercase: kscb0015001) belongs to Karnatak Central Co Operative Bank Dharwad, specifically the Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001) branch located in Dharwad, Maharashtra.
The 5th character in the IFSC code KSCB0015001 is a zero (0), not the letter 'O'. The correct format is KSCB0015001 (lowercase: kscb0015001), and not KSCBO015001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001) in Dharwad, Maharashtra is KSCB0015001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001) is located at Subash Road,dharwad 580001, Dharwad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001) in Dharwad is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code KSCB0015001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KSCB0015001 by checking: (1) The top-left corner of any Karnatak Central Co Operative Bank Dharwad Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001) cheque leaf, (2) The first page of your Karnatak Central Co Operative Bank Dharwad passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KSCB0015001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KSCB0015001
What Each Part Means
- Bank Code — KSCB
- The first 4 characters uniquely identify Karnatak Central Co Operative Bank Dharwad at the national level. Every branch of Karnatak Central Co Operative Bank Dharwad across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 015001
- The final 6 characters 015001 uniquely identify this specific branch within the Karnatak Central Co Operative Bank Dharwad network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KSCB | Identifies Karnatak Central Co Operative Bank Dharwad |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 015001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karnatak Central Co Operative Bank Dharwad
Karnatak Central Co-operative Bank Dharwad Imps (subash Road Dharwad 580001 - 5001), Dharwad, Maharashtra
Cheque No.
00015001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KSCB0015001 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.